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Appilcation accepted but do not want card???

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24

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  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    clio wrote: »
    Yep, thought it was see here.
    http://www.tescofinance.com/personal/finance/cao/cards_2.html
    Shimmer & Swirl both silver mastercard/visa

    Fingers crossed, you're right, Clio ;)
    People who don't know their rights, don't actually have those rights.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Hi Everyone

    My husband applied for a Tesco card as we were hpoing to get a low balance transfer rate. he had this message
    Congratulations
    We are delighted to inform you that your application for a Tesco Credit Card has been agreed. Please complete the information which follows and click on the NEXT button to take you to your Credit Agreement.
    17.9% APR BONUS SHIMMER VISA .

    If we dont carry on does that mean the account won't be opened as we do not want 17.9% and doing this has caused a credit search on his file.

    Any Advice Welcome

    Thanks

    s.gifs.gifs.gif


    Hiya

    did your screen look like the ones I got or totally different? Obviously your limit/apr will be better but have a look: #11

    Thanks for any help.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Moggles wrote: »
    Fingers crossed, you're right, Clio ;)


    Moggles, see here: #11 that is the shimmer card mate but terrible apr...... think it mentions the BT bit before I cut the page off
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • clio
    clio Posts: 3,345 Forumite
    N-I-D
    cannot remember but i'll keep me fingers crossed for you. Keep us posted
    this is me fingers crossed x x lol:)

    Moggles I think she'll be allright x x fingers crossed as well :)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    clio wrote: »
    N-I-D
    cannot remember but i'll keep me fingers crossed for you. Keep us posted
    this is me fingers crossed x x lol:)

    Moggles I think she'll be allright x x fingers crossed as well :)


    Thanks Clio - i'm not bothered either way but had it before i'm sure, several times, when I went mad applying online with RBS one day.... only made 6 applications and got accepted on them all but when I returned paperwork they wrote and declined.... grrr so frustrating. :p
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • msaquib
    msaquib Posts: 717 Forumite
    tesco002.jpg

    The same message appeared when I applied for RBS card last year - I received a letter couple of days later asking for 3 months bank statements and payslips. I did receive the car at the end.

    MS
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    msaquib wrote: »
    tesco002.jpg

    The same message appeared when I applied for RBS card last year - I received a letter couple of days later asking for 3 months bank statements and payslips. I did receive the car at the end.

    MS


    yea but i'm barred from applying to RBS for 6 months so gawd knows! I guess it a decline again then! last time i got that screen it said £2k limit (natwest CC) and the time before was £5oo with RBS!

    neither time did i get the account
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    anyone work for RBS that can clarify this please....?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I couldn't resist and clicked the little green button (with my shocker credit file!).... amazingly enough it suggested i'd been accepted but it looks same as old RBS screen which means they will decline me later - even though it let me tick box on CCA etc...?

    Anyone experience this when they applied? My message looks like this:

    tesco001.jpg

    Then when I completed, I got this message:

    tesco002.jpg

    Would you say this is a decline?

    Any help appreciated! Crappy limit but hey, if RBS underwrite them then i'll get declined cos they put an application block on me for applying for too many products :confused:

    This looks like an acceptance to me. :D ( Well Done )

    How many searches do you have on your file?

    What CRA did they search?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • naijapower
    naijapower Posts: 1,393 Forumite
    I think they use Experian or Equifax but mainly experian
This discussion has been closed.
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