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14th & 15th March ****Weekend Chat****

1505153555686

Comments

  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Len,
    Are you saying you are a midget?
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • icecube2009
    icecube2009 Posts: 330 Forumite
    why do you think he would have a wasted journey? i did post a soa ages ago, nit sure where it is, but it was a very rough one, I did one on the cccs web site & it said I would have £206 available after everything has come out so am assuming this was OK. He has written his parents a long letter explaining everything, just getting ready to go, I really dont know what to do, as still cant find out if a FF or a DMP would be better?

    I thought a FF soundede better if we can get the cash as we would then pay everything up & owe my in laws rather than the banks
    Light Bulb Moment feb 2009

    Started DMP June 2009

    Struggling, debts still mounting due to interest & charges :mad:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    muttley01.gif.......me at 4am this morning....

    Was that the 4-1 artistry? :D
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Spud posted first, so therefore I don't need to do the ironing :T Sammy, you need to post quicker!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • System
    System Posts: 178,371 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hi Bunny, can I give you a hug my love?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Icecube - I am just not sure why cc's would accept less money than you owe them if you are paying them what you owe them now. I was just thinking there might be a better way out than borrowing off the in laws.....it is another form of consolidating your debts. Unless you have got to the root of the overspending and how the debt accumulated you are pretty much still in the same boat...

    Do you have £206 left to spare after you have paid your CC's and stuff off every month. If so you may just need to look at your CC's and pay them smarter...as in snowballing..
    Quality is doing something right when no one is looking - Henry Ford
  • spud30
    spud30 Posts: 16,872 Forumite
    hypno06 wrote: »
    Spud posted first, so therefore I don't need to do the ironing :T Sammy, you need to post quicker!!

    Bloody hell, I was quicker than Sammy at summink :T :D
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • sammy115
    sammy115 Posts: 15,267 Forumite
    hypno06 wrote: »
    Spud posted first, so therefore I don't need to do the ironing :T Sammy, you need to post quicker!!

    Bring it round then hypno I will do it.....I just hate putting the stuff away - but that will be your job:D
    Quality is doing something right when no one is looking - Henry Ford
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    4am..........woken by OH getting up to go to loo............hear the tap and him washing his hands........then a pause........then the tap goes back on and more washing........

    'not funny'

    'huhhhhhhhhhh?':confused: (as if being woken ):rotfl:

    'I said - not funny - why did you do this?'

    :rotfl: (quietly inside my head)

    'very childish.............not as if I need reminding'

    muttley01.gif
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • sammy115
    sammy115 Posts: 15,267 Forumite
    spud30 wrote: »
    Bloody hell, I was quicker than Sammy at summink :T :D

    speedy spudly:rotfl: :rotfl: :rotfl:
    Quality is doing something right when no one is looking - Henry Ford
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