My parents are losing out £100 per week benefit because of me!!!

Zara33

To find out if you might be entitled to Pension Credit, you need to add up your weekly net income (after deductions) and savings.
Your income

We only count certain types of income when we work out your Pension Credit. These types include:

• pensions (including State Pension, a work pension or a personal pension, Financial Assistance Scheme payments or Pension Protection Fund payments)
• certain benefits, (for example, Carer's Allowance)
• earnings from a job

You can find out more about Carer's Allowance on the Directgov website.
Types of income that are not counted include:

• Attendance Allowance. Find out more about Attendance Allowance on the Directgov website
• Disability Living Allowance. Find out more about Disability Living Allowance on the Directgov website
• Housing Benefit. Find out more about Housing Benefit on the Directgov website
• Council Tax Benefit. Find out more about Council Tax Benefit on the Directgov website

Your savings

When working out the amount of Pension Credit you might get, we don't need to know about any interest or dividends you get from your savings. Instead, we look at the amount of savings you have and count £1 a week as income for every £500 or part of £500 over £6,000. (This figure is over £10,000 if you live permanently in a care home).
The savings and investments we take into account include:

• Money in a bank, building society or post office account
• Any savings you or your partner keep at home
• National Savings Certificates and Premium Bonds
• Investments like ISAs and PEPs
• Shares or unit trusts
• Income bonds, capital bonds or granny bonds
• Property and land (but not including the place where you normally live)

Remember

Living with your grown up family does not mean that you cannot get Pension Credit. We look at your income – not theirs.
Also, owning your own home does not mean that you cannot apply.
Even if we only award you a small amount it may mean that you can get help with other things such as Housing Benefit and Council Tax Benefit.
The Pension Service can now help you apply for Pension Credit, and claim Council Tax Benefit and Housing Benefit at the same time over the phone.

http://www.thepensionservice.gov.uk/pensioncredit/entitled.asp
Perhaps the 20K your dad has in the bank actually affects their pension credit.

panther

Oldernotwiser wrote: »

So, you mean they're keeping you and you have all your money for personal spending? I don't think that's off the subject at all!

You don't know the circs, in fact I doubt you know much at all. The question was asked and I received good advice from the more knowledgeable ones so thanks for your irrelevant twaddle.

dmg24

panther wrote: »

The actual cost of me been there is probably very minimum and they won't accept anything from me being on such a low income myself. Perhaps you'll say more fool them but they appreciate the help and things I do which can't be quantified in monetary value - but were going off the subject. I think I'll take Dave30 advise and seek professional advice.

Rule No 1 Benefits Board: If you don't like the accurate advice given, seek professional advice.

Thank you please.

healy

Zara33 wrote: »

http://www.thepensionservice.gov.uk/pensioncredit/entitled.asp
Perhaps the 20K your dad has in the bank actually affects their pension credit.

Yes I saw that too. It was a while ago so it could have been "spent".

[Deleted User]

panther wrote: »

The actual cost of me been there is probably very minimum and they won't accept anything from me being on such a low income myself. Perhaps you'll say more fool them but they appreciate the help and things I do which can't be quantified in monetary value - but were going off the subject. I think I'll take Dave30 advise and seek professional advice.

Such a low income?,you have I/B plus DLA lets assume at least £110 per week,yet you are happy for your elderly parents to keep you?, purlease:mad:
As for getting advice theres non to get,you have outlined the position and its perfectly correct no amount of advice will change that

healy

dmg24 wrote: »

Rule No 1 Benefits Board: If you don't like the accurate advice given, seek professional advice.

Thank you please.

So cynical for someone so young!!

[Deleted User]

dmg24 wrote: »

Rule No 1 Benefits Board: If you don't like the accurate advice given, seek professional advice.

Thank you please.

Hello DMG how are you,have i not seen your post or have you not been around much recently?
Hope you are well?

Poppy9

panther wrote: »

The actual cost of me been there is probably very minimum and they won't accept anything from me being on such a low income myself. Perhaps you'll say more fool them but they appreciate the help and things I do which can't be quantified in monetary value - but were going off the subject. I think I'll take Dave30 advise and seek professional advice.

There are 3 adults living in the house. You use an equal share of heat, light, food etc. so you should share all costs 3 ways.

You all seem limited in how you can help one another as you say your parents are elderly and you are on incapacity benefit so obviously have a disability which limits you working.

If you stay and pay a 1/3 of all bills your parents would be better off.

If you leave and go into your own accommodation you will be out of pocket by more than £100 a week but no doubt you would then be entitled to more benefits for yourself plus the £100 a week you say your parents would receive. All in all it costs the benefit system, which is already over stretched, twice as much as you want to move out just so your parents can get more money, money you should be contributing to the household.

Even as a 17 year old on a YTS scheme I paid my parents £5 a week keep out of £23. It wasn't much but it was the principle.

[Deleted User]

panther wrote: »

You don't know the circs, in fact I doubt you know much at all. The question was asked and I received good advice from the more knowledgeable ones so thanks for your irrelevant twaddle.

There is NO reason whatsoever to insult an experienced and much respected poster,who btw gives some excellent advice on this board,you on the other hand seem incapable of even taking good advice

webtalk

I'll bite my tongue on the subject of you allowing your parents to support you.

If they've got Carers Premiums added onto their PC as you said, and the PC calculation accurately reflects their capital (though there are 'assessed income period' rules which often work to peoples' advantage, but not always - that is the subject of another thread), then the ONLY way their PC can be increased is if you get yourself onto the Middle Rate of DLA Care.

Then all of you can claim Severe Disability Premium.

And if the three of you juggle the Carers Allowance/Carers Premium setup you'll all also be able to get Carers Premiums added onto your benefits.

The info/advice given here is good - both from a benefits and moral point of view.

It is possibly asking a bit much to expect people to answer a technical question and at the same time expect them not to comment on something they feel doesn't stack up in the set-up.

Life's a funny thing.

You can have your cake.

You can eat it - and as much of it as you like.

But you can't always control whether or not you get indigestion. It may well be a natural consequence of the choices you've just made.;)