Barclays allowing cash withdrawals with a cancelled card

Extant

oldandgrumpy wrote: »

Visa insist the merchant must get me to sign my card? If that is the case, then it is surely time that some of you bank workers questioned the rules instead of blindly applying rubbish legislation, probably established back before chip and pin.

I don't think you know what legislation means.

The original post was about a situation that could not arise if the card was un-signed!

Only yes, it could arise: bank staff regularly have to deal with customers who don't sign their cards, and so have alternative methods to identify customers.

And if visa say a merchant cannot make proper id a condition of acceptance, then let VISA take responsibility for a duff transaction!

Why should they?

Visa provide the system, so they make the rules. If people don't like it, they don't have to use Visa.

Welcome to the free market.

SparciaM

but if your bank only offers a Visa Debit card, which looks like the majority only do know then you're pretty stuffed if you don't want to use Visa

James

Posting just for info:

Four Walworth fraudsters who ran a world-wide credit card cloning operation, that raked in over £3.5m in ten days from their two-bedroom council flat, were jailed for eighteen years.

Police found stolen passports, fake cards and a list of credit card numbers, as well as high-tech counterfeiting equipment.

The judge said the credit card fraud used computer software, found in the flat, to generate new card numbers which slipped through security checks during a short 'window of opportunity'.

He added: 'The Barclaycard security system wasn't operating as effectively as it normally does."

Story click here.