Post Office CC credit limit ?

izoomzoom

Anyone applied for one of these recently and advise how lenient they were with their credit limit.

We applied for one two weeks ago, and are still waiting to be told what the limit is.

Blasted pin arrived today, but it is the limit I am really after.

I know the letter will probably arrive tomorrow, but I also know that if I don't ask, then the postman will be giving me a miss tomorrow (just my luck)

Robert_Sterling_3

Good luck tomorrow.

Moggles_2

It's not an exact science of course but, judging from feedback here, you're more likely to get a generous credit limit with the Post Office than some lenders I could name.

Very best
M

sometimesaver

I've got a limit of £4000, not that I'd use it though. Had it for about 6 months.

exel1966

izoomzoom wrote: »

Anyone applied for one of these recently and advise how lenient they were with their credit limit.

We applied for one two weeks ago, and are still waiting to be told what the limit is.

Blasted pin arrived today, but it is the limit I am really after.

I know the letter will probably arrive tomorrow, but I also know that if I don't ask, then the postman will be giving me a miss tomorrow (just my luck)

How about calling the new applications dept ? They'll be able to advise your credit limit now.

Use 0800 1692000 and ask to be put through.

jack290292

My PIN from them arrived today too. I called them and was told I had been given the classic card with a limit of £2,400.

GavB79

Mine was £5100, just finished the 0% so limits might have dropped since I applied a year ago. HTH.

izoomzoom

Nothing arrived in the post today :mad:

And I can't ring them up cos the card is in DH's name :rolleyes:

wr1ght

iv applied twice for this card now and they wont give me one, my credit report is good yet they have just given my mum one who is 64 and works 2 days a week with a limit of £1300

Moggles_2

wr1ght wrote: »

I've applied twice for this card now and they won't give me one. My credit report is good, yet they have just given my Mum one, who is 64 and works 2 days a week, with a limit of £1300

Older customers are seen as being more reliable and less of a risk to lend to.

Note: some lenders will not consider applicants for various periods following an unsuccessful application and anyway, unless your circumstances have changed radically, it's probably unwise to apply to the same firm twice. It's not as though there's a shortage of cc companies out there.

wr1ght

i know but i want that one lol for the free foreign transactions