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the daydream fund challenge thread

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  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    woohoo!!! I have found a scrap metal dealer in my town, in fact just down the road. Now to start collecting my neighbour's juice cans!!!
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Now that I have just found a scrap metal dealer in my home town that buys aluminium cans from the general public! I have loads in my recycling. Just wondering ... my neighbour often has loads in her recycling ... is it wrong to "offer" to dispose of them and take them to the dealer with my own?? She often asks me to put hers in my recycling bin as well. She doesn't have transport and often asks for a lift which we don't mind. Am thinking that it would be fair as it would sort of pay the petrol we have used to run her about! Am I being really bad??
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 22 August 2009 at 4:07PM
    bonsibabe wrote: »
    Now that I have just found a scrap metal dealer in my home town that buys aluminium cans from the general public! I have loads in my recycling. Just wondering ... my neighbour often has loads in her recycling ... is it wrong to "offer" to dispose of them and take them to the dealer with my own?? She often asks me to put hers in my recycling bin as well. She doesn't have transport and often asks for a lift which we don't mind. Am thinking that it would be fair as it would sort of pay the petrol we have used to run her about! Am I being really bad??


    i would just say you have found a good place to recycle them....also ask if they recycle steel cans too, even though steel prices are very low .. even if you get a few pence..it all adds up, dont get me wrong you have to get loads of cans to make a few £, but if you got somewhere to store them, and you have a can crusher....then i feel it is money for nothing... as you are going to put your empty cans in the bin anyway..

    i used to take a carrier bag with me, when we used to take the dog for a walk, and pick up any drink cans i seen on the road/hedge etc.... its suprising how many you can collect that way...

    did they tell you how much they pay per kg/ton?


    edit..... you will have to make sure alu and steel cans are kept seperate... as if they find a steel can in with the alu ones, they will automatically give you steel prices... which is about 5 - 6p a kg at mo....
    Work to live= not live to work
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Thanks CTC. I havent spoken to them yet as they are shut today but am going to phone them on monday! I think they take both steel and alu cans. I have plenty room in the second shed where i can set up storage for the cans separately. We end up with loads of drinks cans in the garden. Must be the fact that we are an end terraced house right next to a public pathway!

    I feel a bit awful for thinking about taking next door's cans too but we have done a lot of driving for her lately. She can't afford to give us petrol money so I was thinking about using her cans. She goes through loads of cans in a week!
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • lola34
    lola34 Posts: 1,205 Forumite
    OOh have just found this thread - my dream to have a villa in Florida, we went two years ago for the first time and am going back in Nov which will be my 4th time within the two years- I know its not for everyone but its defo for me:D

    Had my lightbulb moment the other week and worked out I can be debt free by Dec 2010 after that I can use this money (that normally went on CC) to go towards my Mortgage and I am hoping to be mortgage free by 2023 - then I will get my mortgage:rolleyes: for my Floridian villa and voila!!! (if only life was that simple - ha ha) or if I win the lottery in the mean time I will have two one for me and family and the other to rent out:D

    I did ideally want one by the time I as 40 but as thats less than 5 years away I would have more chance winning the lottery:rotfl::rotfl:
  • lola34
    lola34 Posts: 1,205 Forumite
    p.s know its not really greenfingered!!!! sorry
  • meanmarie
    meanmarie Posts: 5,331 Forumite
    Part of the Furniture 1,000 Posts
    Lola....daydream fund is just that....my savings are for a conservatory.

    Managed to put another €400 into fund to-day, not getting my car back until Monday but apparently there is little/no damage so decided to assume that it will cost me nothing....will have it valeted though as don't know what kind of scum took it in the first place!

    That's a whole grand in fund....only 19 more to go!

    Good luck all

    Marie
    Weight 08 February 86kg
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about the car MM! The conservatory I 'inherited' with this new place is 25' x 10' which is a great size, and it's certainly useful, but it is probably not your dream. It's strong, but home-made, and not 100% weatherproof, so fancy chairs & tables are out! It'll do nicely for propagating though. I fancy something not constructed from rough cut timber and roofing battens next time!

    This one I'll gladly re-erect on the side of the barn when the time comes, rather than waste it. Our old cedar greenhouse wasn't totally rainproof either, but we didn't sit down and eat meals in it! So, until the replacement sun room goes on the house, we'll do what we did in the greenhouse and put some polytunnel plastic under the roof in the winter months to deflect the rain to the edges.;)
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    I am getting closer to my dream fund day by day and it feels good!
    Taking responsibility one penny at a time!
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 25 August 2009 at 5:21PM
    It's good to hear how everyone is getting on. My fund will be going up by £50 on pay day tomorrow (so I've updated the total in advance!!) There will be one more installment into the Shareplan from my September salary then in November the funds will be sent to me by cheque with a grand interest rate of 1%.

    I'm currently off sick with Chicken Pox :rotfl::rotfl:at my age too!!
    In between scratching, I've done a lot of thinking about life after my forthcoming redundancy.

    DH and I both want to live a self-sufficient lifestyle and we're doing what we can to simplify fully. In reality, I doubt we'll ever be able to break free of the local authority housing trap as it's really cheap and neither of us can be called "spring chickens" any more ;) We don't want to work full time for other people, we want to be (semi) self sufficient but helped out by part time or self employed income.

    But why shouldn't we go for it here? The garden is over 80 feet long and 30 feet wide and we have the advantage of an allotment. We DO live in the country and back onto fields. It will just be a matter of scaling down what I wanted to do and making the most of what we have got.

    We bought a wind turbine a few years ago that is unused in the shed. We can harvest rainwater for use in the garden and clothes rinsing etc. The only drawback is that we are not allowed to keep livestock, so chicken and bees are out and my beloved goats will have to remain a pipe-dream. Now I wonder if there is a farmer I could rent a field from ......:think:
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
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