Pregnant - no money!

swiper

Hello,

You might get Maternity Allowance at a push, if not you should be entitled to some benefits.

Without trying to sound nasty, if your chap isn't willing to support you, do you really want to be with him ? I was 26 and my partner was 23 when we had our daughter and he worked every hour possible to provide for us. I don't think it's necessarily an age problem, it's a selfishness problem.

You are not asking too much of him to expect him to support you and your child. It's his duty !

Wish you well ! :wave:

rachel6188

mum - i wish you all the luck for the pregnancy huni...this is your bf and your life...loopy and all who gave you good advice are giving you the right info.
people who judge should walk a mile in your shoes.
love rach xxxx

thorsoak

Originally Posted by mumtobesazzle
"I put it down to youth and immaturity. were both young(ish) im 22 and hes 28..he says he doesnt ahve enough money to do so and that I should be grateful that he puts a roof over my head"......

Sorry Youth and Immaturity don't come into it - when my OH and I were the same ages as you and your partner, we had a mortgage and two children (with no 3 on the say). Our money just covered the mortgage and food and heating (no hols, no pub visits). Grow up, the pair of you! YOU and your partner are soon going to be responsible for a new life - please don't ruin that little life.

Calvinandhobbs

mumtobesazzle wrote: »

I put it down to youth and immaturity.were both young(ish) im 22 and hes 28.. he says he doesnt have enough money to do so and that I should be grateful that he puts a roof over my head(which I am).. I can't help the fact I have a "mean" boyfriend! x

Being older than both of you, I feel I can say that, in this context 28 years old is not young.

However, until the baby arrives, I agree that he shouldn't be totally responsible for supporting you IF you can find a job. Having said that, part of being in a relationship is helping each other through the bad times, my partner and I have taken it in turns over the years.

Financially speaking - people have drawn your attention to the usual sites and links etc. I urge you to consider all jobs, even if it's not your dream career, I hate it when people consider things as beneath them. Prove to yourself, your partner and everyone else that you have the balls to stand up for yourself and your child.

Talk to your midwife about what financial assistance there may be, she will have information packs to give out

Most of all good luck

rachel23

Hi mumtobe!

Try not to worry too much - it is possible to bring up a baby very well on limited resources if you are smart!

Firstly, you should be entitled to the £190 "health in pregnancy" grant which is a new iniative payable to all expectant mothers from around the 20 week scan. This is a tax-free grant paid directly into your bank account. I suggest you use this to get the big things you need for the baby... moses basket (eBay), buggy (local paper is a good bet) etc...

There is also another grant of £500 available to those on low incomes called the "Sure Start Maternity Grant" but you won't get this until after the baby is born as you need to be getting a high rate if child tax credit (which you will) and to get CTC you need to be getting child benefit (which everyone gets). As soon as you have got your child benefit confirmed, send off the forms for tax credits and then the form for the grant - you will need the midwife to confirm that you have recently had a baby.

Other posters have mentioned Maternity Allowance so I will not go into that but if you try and get another temping job straight away you might end up with enough weeks contributions to claim - payable for 39 weeks so well worth the effort! Wear a loose fitting black shirt to the interview and noone will notice

Once the baby is born you can find loads of advice on this site as to how to stretch your funds!
If you possibly can, breastfeed for as long as possible. Obviously it is best for your baby but it will also save you a fortune in formula which is very expensive!!!!
Make sure you buy nappies when they are 1/3 off at Sainsburys every few months or so... never pay the full price!
Same for wipes - only buy when BOGOF!
You can find great clothes on eBay - babies grow so quickly so its hardly worth shelling out on expensive ones! Primark is also brilliant for bodysuits and sleepsuits which wash as well as M&S in my opinion.
The main thing babies need is your love and attention!

Think positive

jemmum

hi i was in a similar position regarding temp contract. i managed to find a perm position when i was 15 wks pregnant. i didn't tell them i was pregnant until after i started the job as i knew they probably wouldnt have hired me if they had known. i would advise you try and get a different job asap before you start showing. you should be able to claim maternity allowance. there is alos the new health care grant of £190 you can claim- ask midwife about it and then there is sure start maternity grant of £500 you can claim after 29wks pregnant. search for details on net about both these as it is very useful and with your earnings and partners you should get child tax credit . hope this helps

Caroline73_2

rachel23 wrote: »

Make sure you buy nappies when they are 1/3 off at Sainsburys every few months or so... never pay the full price!
Same for wipes - only buy when BOGOF!
Think positive

Or buy reusable which are even cheaper than disposables on sale. Speak to your councils cloth nappy advisor and she will advise you the best type for your needs.

happymumto2

ninky wrote: »

errr...actually you can. i'm assuming you chose him and this was not an "arranged" situation?

you also chose to get pregnant. i have never had an accidental pregnancy yet have had lots of sex over the years....

you must start to take more responsiblity for your life and for that of your future child. good luck. i hope things work out well for you.

Lucky you, I didn't choose to get pregnant with my DS, my DD was a fertility baby with my first husband, on meeting a new partner I went on the pill (just incase!), lost the use of my left hand side (temporarily, thank god), and was taken of the pill by GP and told "you can't get pregnant anyway and don't need contraception, come back and see in me in 3 months if you still want contraception", that was 2nd August 2002, I had a positive pregnancy test on the 30th!
Some people don't choose to get pregnant, its just one of those things that happens!! I wouldn't be without him now, and his sperm donor walked out when he was diagnosed with problems. So accidents do happen, and by god I love him to bits, good luck OP

choccybuttons

Firstly I would look for a temp job that finishes around the time your due as I dont agree with tricking employers, I think that way you would be entitled to maternity allowance. Anyway here is a list of benefits

Apply for working tax credits NOW as you may be entitled esp if you estimate them on your income for current year. Give the tex credits people a ring to make sure your not missing out on money.

After baby is born apply for family tax credits and the sure start maternity grant and healthy start scheme. Check out links below

http://www.nhs.uk/chq/Pages/2293.aspx?CategoryID=54&SubCategoryID=128

http://www.entitledto.co.uk/

https://www.taxcredits.inlandrevenue.gov.uk/Qualify/WhatAreTaxCredits.aspx

http://www.workingfamilies.org.uk/asp/family_zone/fs_ben1_taxcredits.asp

rachel6188

hows it going mum?????
hope you and baby are doing ok.
love rachxxxx