Monday 9/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking - only 4 days to pay day
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot
• use lots of smilies to cheer me up
• only kill one decorator today - 8:15 and had a run in with them already today:mad:

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

Sending hugs to anyone feeling poorly or down xxx

Have a great day everyone, catch up with you all later. xx

Pippilongstocking

Morning SM and those probably above me! Currently second (evil laughing)

Laundry hokey cokey
fill in bank for for clubcard plus and send off today
Tea done and rice cooking before work
Lodger room done
check banking
move some money to hairy loan
phone for oil and change dd
laundry out on line but not v hopeful
DD guides
Milk to work get a £1
Not sure what else today
Update signature and diary

SM well done on the weight loss - today purple stripey sock and a purple flowerly sock - somehow or other my socks are again single sock families - I need a sock hunt - will schedule one in for later in the week.

Need to think strategically.

Pippilongstocking

whwhwhwhwhahahahahahhahahahahwehehehehahahahaahahah - am second.

Hurrah.

DawnW

Morning SM and all who follow :wave:

Sunny but cold here (SW), but it is quite changeable at the moment, I think we had a bit of everything yesterday!

Today I will:
Check online banking
NSD as working at home on v. boring task
See to animals
HM meals from stores
Make a stew for later in the week
Make some pumpkin soup for lunches at work
Do a load of washing at 30 degrees and dry it outside if it doesn't rain.
Finish a job application I started ages ago.

Monday again. Don't they come round quickly :eek:

Have a nice day everyone - on with boring work!

DawnW

fayjmck wrote: »

whwhwhwhwhahahahahahhahahahahwehehehehahahahaahahah - am second.

Hurrah.

You just beat me to it!

lilly81

Morning guys,

today I have/will:

*checked online banking
*chase up amazon payment :mad:
*do a mystery shop, get £5 worth of shopping :money:
*daily scratch-20p
*daily clicks
*go to the doctors

Today my debt company are calling me back about my settlement discount, fingers crossed they accept my offer.

Have a good day

Lilly X

Pippilongstocking

DawnW wrote: »

You just beat me to it!

Well as long as you are not a cut and paster - then thats ok!!xx

PS that rreminds me need to feeed chookies too!

OliveOyl_2

Morning All :hello:
not a very productive weekend but I've done some thinking which may be useful

Well done on the weight loss SM, I was feeling proud of my 4lbs in 2 weekes - but SIX :eek: wow impressive, how did you do that?

So today I have/will:

• go to the gym to use membership
• list some books on Amazon
• have breakfast and take packed lunch in
• make a loaf (last loaf was brick like )
• plant some chilli seeds from my mountain of 10p ood packets (planted some sweet peas yesterday )
• washing on at 60 (evidence of mice in DS1's room, must wash the bedding hot) but will line dry.
• scratch'n'click (20p but every little helps)

Have a great day everybody
I'd have been higher up the page, except people were discussing how high up the page they were :rotfl:

MrsAudus2b

Good morning everyone :hello:

I will try very hard to sparkle today....it's my 25th birthday! :T

Not doing an awful lot as still recovering from appendix op and still signed off work. But then again, it's always nice to have a birthday!

Today:

• OH made me breakfast in bed and has morning off work
• Opened some lovely cards
• Received £10 from future MIL - to put towars C/C
• Heating off all day
• Check all online banking accounts
• NSD
• Meal tonight at local restaurant with OH, mum and dad
• Feels good to be able to go out and do something - although still walking slowly, get tired easily and can't drive!
• Relax during day - puzzle book and enter competitions

Think that's about it
Love to all
xxx

fallenwiccan

today I have/will-

- brought in a tuna pasta salad to work so I only need something little to go with it.
- brought my laundry to work so I don't have to use electricity at home (or maybe it's cause i currently don't have a washing machine but shhhh lol!)

edit: happy birthday MrsAudus2b

edited again - paid my credit card off again and think i have enough to pay off my flights bill at the end of the month *woo*

webitha

morning, today i am
going to the gym
hoover the house
make bread and twinks
get the chicken on - done

thats it really bills are already paid
kids have tidied their rooms before school, i just need to hoover
i got no washing or ironing
omg i got nowt to do