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My debt free diary...determined to do it for my girls!!
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You're absolutely right! Can't wait to get my weekends back!Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
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I have done all housework and poopa scooped/scrubbed the garden. Ironing also done.
Cleared a load of rubbish and been to the tip...garden is a lot clearer now. Now just need to put garden storage cupboard on my wish list. Only need one big enough for the girls bikes, lawn mower and odds and ends as my garden is tiny.
Have done 3 hours of work on 'go to my pc'.
I've taken the kids to the park with a picnic and posted my book for amazon.
Just waiting for them to finish watching their film and we're going to make omelettes for tea.PAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.0 -
8.30-9.00: Ironing.
9.00-10.00: Housework.
10.00-11.00: Take the kids to the park again.
11.00-13.00: Work on the pc.
13.00-13.30: Lunch
13.30-13.45: Poopa scoop
14.00-16.00: Work on the pc, dd2 nap.
Then, dinner, bath the kids and go to work for the evening.
Boring I know but if it helps me get everything done and manage my time better then I can't complain!!!!PAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.0 -
Morning All,
Just a quick post this morning...she says!
Have started my Payments a Day again cos that really helped me hammer my debts before and have also started putting all of my change into my sealed jar again. Saying that as I haven't been spending anything on carp and I've so far stuck to my £35 budget there hasn't really been much change to go in!!! Still, every penny helps.
My PAD for yesterday was £35.00 to Next and then another £8.83 today so will soon be gone.
I'm taking the kids to Sealife Centre today so will be using some of my school holiday fund for that but have vouchers so not too bad.
I'm so glad I saved a bit cos the kids are driving me mad and need to get them out of the house! They never used to argue but over the last few days it has started, all I have heard is 'Mum dd1 did this' or 'Mum dd2 did that' and of course the classics 'Mummmmm, I'm boredddddddd' and 'Mummmmmmm, I'm hungryyyyyy'!!!!!! AGGGHHHHHHHH!!!!!
Well, need to get this house sorted before we go, washing is on the line, if it rains whilst I'm out I'll cry!!! Just need to hoover, polish the telly and put the ironing away. That'll do for now.
Have a couple of eBay parcels to post and need to pay the car money into the bank for tomorrow. Also must ring Welcome cos wondering how much longer the full amount will need to be paid.
Anyhoo, the sun is out for now, so hope you all have a lovely day, cheerio for now.PAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.0 -
Hi,
All going well at the moment, I've been keeping up with my PaD's which seems to have given me a boost, can't wait to get my Next statement next month...should be nearly gone by then!
Went shopping yesterday with what was left of my £35 budget and got 2 x 1kg fresh mince and a few cheap bits of veg, spent £7.85 but have made a shepherds pie, chilli, spag bol and a lasagne and we'll probably have 2 meals out of each. Gonna have a real cheap week this week, fingers crossed, I would like to have £15 of my budget money left....we shall see!!!!
Ahhhh, well, would love to sit on here all day but need to go get ready, Byeeeee!!PAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.0 -
Hi all,
Been off the pc for a couple of days feeling a bit rotten. Starting to feel better now and back to work tonight. Hey ho, only have tonight and this weekend and then I've finished job no2....woop woop!!!!
I've been PADing still though so have managed a few mini payments and Next must be close to £140 now although will wait until I get my next statement through.
I have a list of important jobs to do....
Change BT to paperless billing...save £1.50 per month!!
Change water to meter, this has been on my to do list since I had my LBM in March but they sent me the forms but as I've never received a bill I have no account number to fill the form in with so will do this this week.
I've done a pile of ironing this morning and all housework, just need to get dd1 to do the hoovering in the lounge and everything's done.
I have 3 parcels to post from eBay and also need to do a few hours work on the pc so best get on.
Bye for now. xxPAD total since 27/07/09 = £60.83 - [strike]Capital One[/strike]:[strike] £192.73[/strike]£27.00 Next catalogue: [strike]£429.00[/strike] £154.00Welcome car HP: [strike]£6090[/strike], £3900, Welcome Loan:[strike]£3370[/strike], £2660HLC #1: [strike]£907.00[/strike]£637.00, HLC #2:[strike] £838.00[/strike]£608.00Sealed Pot Challenge 2009 - Member #649 - Target £500...banked £119.50 already.0 -
Hi helnag,
Sorry not been around for a while, I'm losing track of everyone's diaries as well as my own!
Well done on the PADing, wish I could start that but I tend to wait til pay-day then blast all my bills in the one go.
Hope you are feeling better x0 -
Hey Helnag,
You've been very quiet, hope everything is ok with you.
Update us soon x0 -
Hello!! :hello: Been trying to catch up with everyone and wondered where you are? Hope all is OK? xMortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
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