We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Little Mr T's Mortgage Free Journey

1246710

Comments

  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    thanks i will be sure to check

    Just paid off another £439 off mortgage. Under 82k for the first time woohooo!

    bravo0001.gif well done on that :T
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Mrs already talking of moving to another , bigger, more expensive house

    Just when you though you were getting sorted. lol.
    :T
    Congrats on getting under 82k
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • I know shes every mortgage free wannabes nightmare :-)
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • evab_2
    evab_2 Posts: 2,336 Forumite
    well done on those bingo wins, off to check them out myself!
  • use topcashback and quidco to maximise money from bingo.

    Paid another £100 off today making the max £500 off nationwide mortgage allowed.

    We are off on hols for two weeks to somerset next week. Put aside £30 in pigsback leisure vouchers, printed off 50% off vouchers for la tasca, and £5 off vouchers for a pub chain (thanks moneysavingexpert) so shouldn't hurt pocket too much. :-)
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Paid another £100 off today making the max £500 off nationwide mortgage allowed.

    yay.gif well done on that :T
  • mortgage term change from nationwide came through today now mortgage due to complete on june 2026. Mortgage originally due to fonish june 2032, mortgage has increased by £69 a month to lose 6 years. 17 years 1 month remaining and counting.

    Joined onepoll.com currently got to £4
    quidco cashback showing recieved £25 from jaxx this will go against mortgage come the first.

    Finding it a bit hard to keep motivated, at least the sun is shining so can spend weekend walking and gardening rather than spending :-)
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • Just got back from Bath, what a beautiful city with lots of fab architecture, lots of good walks, and real ale pubs , weather was also great. I would recommend anyone visit here. We stayed in the travel lodge in the centre and it was great although a little noisy.

    Latest money making scheme, wrote a review for me and mrs for holidays uncovered (about our stay in bath). £2.20 on topcashback, another £1 through onepoll, not much but it helps. £11 through eurobet £27 play65 back gammon (didn't have a clue how to play) £10 through sporting bet , £40 (from jaxx).

    Total £91.20 not bad for a days work.

    Only been back 4 hours and mrs wants to go out :confused:, so went down pizza hut for a meal (used two pigsback vouchers) so meal only cost us £2 for a tip. Off to burnham on sea tomorrow with a sun holiday, picked west wales in june but some how ended up going here. Oh well hope the weather is shining and the beer is cold.
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Well done on the extra £90:T enjoy your hols tenerife-forum-sunburn-smiley.gif
  • Just made another overpayment of £100, can't see me making the full amount this month as going away for two weeks has killed the piggybank :-) Nevermind!! We enjoyed our hols anyway.

    Just come back from shopping in Morrisons, shop closed at 8 and we went shopping at 7 and they were reducing everything. Bought 4 large fresh cornish pasties for 0.29p , a baguette for 11p cheese for 1.00. So me and the mrs, i think will go shopping more often at this time. Ended up leaving there with 4 full bags of shopping for only £20 wow :-)
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.