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March 7th-Daily Chat-SPRING HAS SPRUNG! Whoop!

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Comments

  • Blackruby
    Blackruby Posts: 833 Forumite
    I'm back, one of my boys bought me lunch in the asda cafe, got back and took out the bins and cleaned the hob, severely tempted to blitz the whole ground floor, including my room. Might have something to do with the three cups of coffee I've had.
    Not an expert, but I try and contribute and I'll always listen. Middle child of middle child parents. I drink way too much coffee.

    Debt Free Date: March 2013
  • webitha
    webitha Posts: 4,799 Forumite
    well me an him has put up the rafter, barge boards ans guttering for the carport
    all washing done, (ironimg yet to be tackled :D but it will only take about half hour)
    kitchen cleaned, floors mopped, carpets hoovered,
    him now going for the babysitter, the kids are coming with us, as they always do, and my niece earns herself a tenner for keeping them upstairs whilst we eat and get drunk :beer::rotfl::beer: they have a party themselves

    so i think i have done enough for todayim also a tad jealous, with people claiming back PPI and bank charges, when i aint got any to claim
    If we can put a man on the moon...how come we cant put them all there?

  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    spud30 wrote: »
    Sorry :o

    Not a clue what to do, or if there's any point for my debts :confused:

    If you have them under control Spud and you are happy with the way you are being treated its best not to stir up a hornets nest by sending a CCA request.
    But if you are being treated badly, or if you have had debt sold on to a DCA then it can be a worthwhile process to get into.
    If you need any pointers I'll be happy to help.
    Sometimes a well written letter can get the debt interest and charges free without the need to adopt a confrontational attitude.
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • spud30
    spud30 Posts: 16,872 Forumite
    pepe2008 wrote: »
    If you have them under control Spud and you are happy with the way you are being treated its best not to stir up a hornets nest by sending a CCA request.
    But if you are being treated badly, or if you have had debt sold on to a DCA then it can be a worthwhile process to get into.
    If you need any pointers I'll be happy to help.
    Sometimes a well written letter can get the debt interest and charges free without the need to adopt a confrontational attitude.

    A couple have been fine, but some others have been complete arris holes and have gone as far as Charging Orders. They would've needed to produce the CCA in court wouldnt they :confused:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    washing up and all washing done. Bed changed and hall hoovered.:T

    I'm indulging in a couple of posh choccies:D . Hotel Chocolat offered me their tasting box at £6.95 instead of £16 if I re-subscribed. I went through quidco for £4 cashback taking the cost down to £2:T. I've changed the frequency of delivery to every 12 weeks so i've got until mid-May to phone them and cancel the subscription. It came with a free bag of their Caramel Hot Chocolate which costs more than £2 on its own!

    Now........Orange and Grand Marnier, Smooth Smudge or Pomegranate Truffle next..........:D (well, I need something to get me through the next couple of hours on AQA!!)
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • bookseller1980
    bookseller1980 Posts: 7,924 Forumite
    washing up and all washing done. Bed changed and hall hoovered.:T

    I'm indulging in a couple of posh choccies:D . Hotel Chocolat offered me their tasting box at £6.95 instead of £16 if I re-subscribed. I went through quidco for £4 cashback taking the cost down to £2. I've changed the frequency of delivery to every 12 weeks so i've got until mid-May to phone them and cancel the subscription.

    Now........Orange and Grand Marnier, Smooth Smudge or Pomegranate Truffle next..........:D (well, I need something to get me through the next couple of hours on AQA!!)

    Oh. I got one of those offers and resisted! Never thought of cashback.
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I wouldn't have bothered even at £6.95 Bookie but at £2, I wasn't going to turn it down!!!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • webitha
    webitha Posts: 4,799 Forumite
    is AQA good money BB??
    ive seen others going on about it, but never applied, or am i completely the wrong person for the job lol???

    on more good news, chatting to another mum at school yesterday, i said come sept i want a pt job, and she says they will need someon 4 hours a day at her place, working with the mentally challenged, and considering i got DS with ADHD and autistic tendencies, she says that i will be a sure thing coz nobody wants to work there as its only min wage, but its better than the nothing im getting at the mo innit
    If we can put a man on the moon...how come we cant put them all there?

  • bookseller1980
    bookseller1980 Posts: 7,924 Forumite
    I wouldn't have bothered even at £6.95 Bookie but at £2, I wasn't going to turn it down!!!

    I wouldn't have done either. I wonder if it's in the recycling.
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    webitha wrote: »
    is AQA good money BB??
    ive seen others going on about it, but never applied, or am i completely the wrong person for the job lol???
    It's not good these days. I've been doing it for 2.5 yrs now and don't earn as much as easily. It's very hard going , you have to be ready to sit for hours on end to earn, say, £50. I would say the daytime rate is less than the minimum rate most days and weekends are up to £10 per hour on a busy spell. I'm now very fast and can really churn through the questions if they are there but it makes your head explode after a few hours. Best times to work are Friday, Saturday nights when most people are out and about but I don't do them unless I'm here on my own because I'm not a natural 'evening' worker. If you are a fast, accurate typist with really good grammar and spelling and you enjoy looking up facts, these are the key qualities needed.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
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