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The April 2009 Bankruptcy Club

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Comments

  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    sieve wrote: »
    Good luck tomorrow too mna - I'll race you to put the "I'm now BR" post up ;)

    Hope your not going where I went as it will take 5 hours + :rolleyes:

    ym
  • mna78
    mna78 Posts: 137 Forumite
    Newbury for me, forms and cash were handed over last Thursday so I'm hoping it'll be quick(ish).

    Quick question for anyone in this club (so I don't fill the main forum), post BR if we're falsed to sell our house which I think we will be (£10k+ equity), if we stop paying the mortgage to save for a rental deposit would this debt be included in the BR or not?
    BSC No. 254
  • sieve
    sieve Posts: 1,095 Forumite
    mna78 wrote: »
    Newbury for me, forms and cash were handed over last Thursday so I'm hoping it'll be quick(ish).

    Quick question for anyone in this club (so I don't fill the main forum), post BR if we're falsed to sell our house which I think we will be (£10k+ equity), if we stop paying the mortgage to save for a rental deposit would this debt be included in the BR or not?

    I see the judge for 5 minutes at 2pm so you will probably beat me to it :) Apparently the whole thing from start (seeing judge) to finish (clerk typing my order out and handing it to me) will be no longer than an hour so hopefully it won't be the 5+ hours you had YM :)

    Oh and stop paying your mortgage if you are sure you are happy to surrender the house - it will be covered in the BR if the OR takes over your house.
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • DON79
    DON79 Posts: 3,842 Forumite
    sorry mna78! I missed you earlier! am bit distracted! :o

    Good luck for tomorrow! :D
    BSC #215/No.1 Jan 09 Club
  • dozy-debtor
    dozy-debtor Posts: 84 Forumite
    Hi wondered if any of you had some advice - trying to fill in form 6.27

    i live with my parents - both retired but I am confused as to what to put for total household income? do I need to work out the income of both my parents and then add mine?

    also its asks me about tax per month but i am newly self employed and don't know what this will be yet. do i need to estimate or can i just put "self employed" ?
  • Lost2
    Lost2 Posts: 15,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good Luck to all going BR it's not as bad as you think
    it will be all over before you know it:j
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
  • Andybez38
    Andybez38 Posts: 1,773 Forumite
    Part of the Furniture Combo Breaker
    Good luck to todays BR hearings. Seive and mn78. Hope all goes well.
    I came into this world with nothing and I'm gonna leave with nothing.
  • sieve
    sieve Posts: 1,095 Forumite
    Andybez38 wrote: »
    Good luck to todays BR hearings. Seive and mn78. Hope all goes well.

    Cheers Andybez38 - will let you know how it goes...
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • mna78
    mna78 Posts: 137 Forumite
    Thanks Andybez38, just getting ready to go.
    BSC No. 254
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Good luck mna....(not that you'll need it!)
    look forward to updates when its all over
    We all die. The goal isn't to live forever, the goal is to create something that will
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