Massive victory for Bank Charge reclaiming News Article Discussion

natweststaffmember

patman99 wrote: »

A big up to Martin, the MSE Team, and to all those who sent-in claims.

I'm just wondering whether or not the cost of paying-back the charges would be less than the legal bill the banks are now facing.

Maybe the Banks should be forced by new legislation to run along the lines of those community-run 'local savings schemes' (I can't remember the proper name).

The legal costs will dwarf what they may have to pay out if they lose.

natweststaffmember

darren2791 wrote: »

Please can someone asnswer me this ....

Around a year and half ago I claimed some charges back from my bank but since then have incurred more charges. Can I claim these back too ??
Please PM me with answers.

Thank you so much !

Apologies but why the PM when the answer is YES and the answer could help others

danny_king_2

Along similar lines to previous posts, but slightly more complicated - I have recently had my laptop stolen which had all of the correspondence and calculations regarding my claim (which was lodged just as the freeze was implemented). So my question is can I add the interest onto the claim that has gone in already, and how can I do this?

chipbeck

danny_king wrote: »

Along similar lines to previous posts, but slightly more complicated - I have recently had my laptop stolen which had all of the correspondence and calculations regarding my claim (which was lodged just as the freeze was implemented). So my question is can I add the interest onto the claim that has gone in already, and how can I do this?

Presumably you'll still have your statements detailing the charges. Just bang them in the calculator again and it will give you the new figure.

kev2b3

Can you tell me if i have this right.
1.The banks will ask permission to appeal to the HOL my the end of this month. If the HOL refuse that permission that will be it, the banks won't be able to appeal to the european courts.

2.If the Hol grant them permission and the banks lose they can then appeal to the european courts.

3. As above but the banks win the OFT will not be able to appeal.

natweststaffmember

kev2b3 wrote: »

Can you tell me if i have this right.
1.The banks will ask permission to appeal to the HOL my the end of this month. If the HOL refuse that permission that will be it, the banks won't be able to appeal to the european courts.
Kev, am sure you have read this bit on Legal Beagles, the answer is they won't.
2.If the Hol grant them permission and the banks lose they can then appeal to the european courts.
Yes, I think they can
3. As above but the banks win the OFT will not be able to appeal.

Number 3 you got me with but the HOL would have to overturn a previous legal case that they have ruled on and that could be a very unusual decision.

DotingDad

natweststaffmember wrote: »

Number 3 you got me with but the HOL would have to overturn a previous legal case that they have ruled on and that could be a very unusual decision.

I made a similar point elsewhere and was advised by Tozer (a lawyer) that the European Court of Justice would not get involved as no principles of European law were at stake.

If that advice is correct then it ends in the House of Lords regardless of result as there is no higher court to appeal to. The OFT then determines if the charges actually are unfair and by how much.

Please see posts 36 and 37 on this thread.

DotingDad

DotingDad wrote: »

I made a similar point elsewhere and was advised by Tozer (a lawyer) that the European Court of Justice would not get involved as no principles of European law were at stake.

If that advice is correct then it ends in the House of Lords regardless of result as there is no higher court to appeal to. The OFT then determines if the charges actually are unfair and by how much.

Please see posts 36 and 37 on this thread.

Apologies this was wrong.

http://eureferendum.blogspot.com/2009/11/stunning-victory.html