Running out of money

Sukatoko

what city you in and whats your skills? Use recruitment agencys. Check gumtree but watch out for weirdos posting fake jobs

Fire_Fox

dieselhead wrote: »

I realise that you could counter, with well why should the government support them, but my response to that would be, why should the government support anyone. I think at 18 adults should be taking responsibility for themselves.

No you have taken my comments out of context, my comments concern students at the age of 18, moving out of home for the first time. All I would like is for all 18 year olds to get the same amount of loan, to be treated as adults without the amount of loan they get being based upon their parents income.

You can't pick and choose how your own reasoning is applied just because that one application would suit your personal circumstances. Life ain't a level playing field so the government tries to "artificially even up the score" from the minute we are born, via the welfare system. If you treat an 18 year old student from a privileged background the same as the 36 year old mature student who spent all her savings whilst existing on incapacity benefits, we will regress several hundred years to when only the sons of landowners got an education. :eek:

As stated earlier
"If you gave all students the same maintenance grant and the same amount of student loan (London weighting excluded), some students would still have this topped up by wealthy or generous parents and others would not. Without us all paying a lot more in taxes there is only a finite amount of money in the pot - if you divide this equally between all students, the ones from a less well off background would suffer."

It could be argued that the 18 year old who chooses to leave home for university has made him or herself 'intentionally homeless', and is therefore not entitled to any help from the taxpayer for living expenses. Can I assume that, as an adult, your term time address is your permanent address?

Oldernotwiser

dieselhead wrote: »

I also don't think that giving some students larger grants and loans is supporting the poor, they are not poor their parents are and I don't believe that parents wealth should be taken into account.

But if parental income is less than £20,000 (where full loans and grants kick in) then parents almost certainly cannot help financially, however much they might want to. If parental income is £35,000 (where extra help stops) or over then parents might have difficulties helping but most will have the choice of whether to or not. As I said before, if parents in the middle don't choose to give their children some kind of allowance, that's probably because their priorities lie elsewhere, rather than supporting their children's education.

cashdogg666

neas wrote: »

When I started university at the young and tender age of 18... I simply transfered my previous part time job (as a 17 year old) to the place I worked.

So I started off day 1 with a job... which while it sounds good was annoying at first as all my mates and fellow students partied for teh first 3-4 weekends while they had cash... then when they run out week 6-7 of the loan they'd whinge and moan and extend their overdrafts... but hardly any of them 'really' looked for a job.

When i say looking I mean walking around town... giving your CV, asking at mcdonalds, burger king, pubs, clubs, coffee shops, b+Q, tesco/sainsburys, superdrug etc etc. They always have students working for them.. its the nature of their business... how many times you shop at tesco/sainsburys and half the chekous operators are 16-19? LOADS!.

As for the individual who said 'its hard to get a job as you got lectures'.... I worked 3 and a half years of my Master degree 8Hours saturday, 8 hours sunday, i got 450 quid a month and this helped alot... I also had 20, yes TWENTY hours of lectures a week and coursework to do as well ontop of this.


quote]

if you had read what i said i also do have a job working 9 hrs sat and 8 hrs sun... on top of my lectures, practicals and coursework and field work. no need to be so sarcastic ...

dieselhead

Oldernotwiser wrote: »

But if parental income is less than £20,000 (where full loans and grants kick in) then parents almost certainly cannot help financially, however much they might want to. If parental income is £35,000 (where extra help stops) or over then parents might have difficulties helping but most will have the choice of whether to or not. As I said before, if parents in the middle don't choose to give their children some kind of allowance, that's probably because their priorities lie elsewhere, rather than supporting their children's education.

Absolutely and that is my point I don't see why the parents of an adult should be allowed to make that choice! Upon reaching 18 what your parents earn should no-longer matter. Parents should not have to make that decision, as far as I can see at 18 you should be able to take out a loan to cover the cost of your further education as an adult, I still fail to see why parents should be considered in an adults life choice.

TeamMCS

I'd like to throw another perspective into the mix. What if the parents decided that "Timmy" needs to learn budgetting or does not approve of their choice of choice "..because we're builders and thats what we do".

Where does little Timmy stand then?

Fire_Fox

TeamMCS wrote: »

I'd like to throw another perspective into the mix. What if the parents decided that "Timmy" needs to learn budgetting or does not approve of their choice of choice "..because we're builders and thats what we do".

Where does little Timmy stand then?

Toeing the party line or standing on his own two size 10 feet I should imagine. :rolleyes:

Tommy99

Oldernotwiser wrote: »

At aged 20 you would've received ALG, not EMA. I also think that you're confusing being a mature student with being an independent student because if you had supported yourself for 3 years then you wouldn't be assessed on your parents' income, even if you were several years younger than 25. Your statement "If there parents are unable to contribute and can prove it then a grant would be allocated" is exactly the situation that exists now, so I don't see what you're disagreeing with!

I am not saying you are wrong but i did receive £30 per week from the ALG. I see what you mean about a independent student. i hate the fact that the government looks at my parents, from the moment i turn 13 i got a paper round, i had been paying rent since i was 17. Taking care of my own things i.e. buying a car etc. I was so anoid that the goverment turned around and said you've lived at home. Which was true, but i was still paying rent, working, paying my bills and buying food.

What i mean by that statement is that all student should get just loans not grants, so they all leave with the same amount. There is no differance when students leave, they will all go in a good job hopefully.

By this i mean, it is the parents that have the low income and there son's and daughter's should have to deal with there own debt just like everyone else.

Fire_Fox

Tommy99 wrote: »

I am not saying you are wrong but i did receive £30 per week from the ALG. I see what you mean about a independent student. i hate the fact that the government looks at my parents, from the moment i turn 13 i got a paper round, i had been paying rent since i was 17. Taking care of my own things i.e. buying a car etc. I was so anoid that the goverment turned around and said you've lived at home. Which was true, but i was still paying rent, working, paying my bills and buying food.

What i mean by that statement is that all student should get just loans not grants, so they all leave with the same amount. There is no differance when students leave, they will all go in a good job hopefully.

By this i mean, it is the parents that have the low income and there son's and daughter's should have to deal with there own debt just like everyone else.

When you say paying rent, were you fully self supporting or just contributing to the household? Did you work full-time or do you have records of paying rent regularly and buying your own food (e.g. bank statements)?

There is a world of difference between the student who has run their own household for three years or more (probably paying income tax along the way) and the student who is just playing at being an adult and will go home to mummy and daddy in the holidays. :rolleyes:

When I leave university I will be 38 and approximately £10000 in debt. If I was not entitled to a maintenance grant I might have to have had to borrow another £9000 in the form of a maintenance loan. If I had not chosen to do a Foundation Degree I would have had to take on another £3000 in tuition fee loans. When I complete my studies I hope to work in the NHS in a level 4 role, with a starting salary of £17000 per annum.

I am rather over-egging the pudding, as I try to live frugally and hope to be able to offset my £10k debt with savings by the end of my course. But had student funding been entirely loan-based the prospect at being saddled with a £20k debt with the big four-oh in sight .... :eek: This way I can start thinking about a pension!

Oldernotwiser

Tommy99 wrote: »

i had been paying rent since i was 17. Taking care of my own things i.e. buying a car etc. I was so anoid that the goverment turned around and said you've lived at home. Which was true, but i was still paying rent, working, paying my bills and buying food.

.

If you have been out of full time education, working or claiming benefits, for 3 years then you're assessed as an independent student. The fact that you've been living with your parents at this time is irrelevent.