Running out of money

cashdogg666

im in the same situation , i have a job working saturday and sunday but im in uni every day 9-5 so getting a job during the week is very difficult. the loan doesnt cover my accom. costs and i only get the 75% loan as my parents earn over the threshold amount. they cant afford to give me money to help pay for things either.
its all just a bit depressing
im going to be working full time over the easter hols to try and get some money.
have you tried applying to some temp agencies? they may be able to offer you some work.
good luck though

neas

When I started university at the young and tender age of 18... I simply transfered my previous part time job (as a 17 year old) to the place I worked.

So I started off day 1 with a job... which while it sounds good was annoying at first as all my mates and fellow students partied for teh first 3-4 weekends while they had cash... then when they run out week 6-7 of the loan they'd whinge and moan and extend their overdrafts... but hardly any of them 'really' looked for a job.

When i say looking I mean walking around town... giving your CV, asking at mcdonalds, burger king, pubs, clubs, coffee shops, b+Q, tesco/sainsburys, superdrug etc etc. They always have students working for them.. its the nature of their business... how many times you shop at tesco/sainsburys and half the chekous operators are 16-19? LOADS!.

As for the individual who said 'its hard to get a job as you got lectures'.... I worked 3 and a half years of my Master degree 8Hours saturday, 8 hours sunday, i got 450 quid a month and this helped alot... I also had 20, yes TWENTY hours of lectures a week and coursework to do as well ontop of this.

Theres plenty of time as a student to go to lectures, study and work 15 hours a week... and theres usually loads of 'menial' jobs that will help cover costs available it just takes actually getting off your bum and applying and asking around. Alot of times teh students I knew where too 'posh' to work... they'd moan they had no mony but would never work in KFC, Mcdonalds etc... even if it meant they would be less in debt.

Looking in SU for student jobs is hardly 'searching' for a part time job lol.

Alot of times its students being lazy, enjoying two-five nights out a week at the SU, and moaning about their 10 hours of lectures a week that they can't do anything.

As an ex-student i'll just say, wait until you get a job working 37 hours a week.. where you have just 2 days off to do what you want... and in that time you've got to shop, clean, cook, organise and find time to have some fun .

BruceyBonus

It won't help your situation now but if you work full-time during the summer and can control your spending during the year, you should be ok.

I worked 35 hours per week during the summer and earnt around £2100. Over a 30 week academic year, this is an extra £70 per week.

Because of this, I found I haven't needed to work during the year.

I hear a lot of people moaning they don't have enough time to work because they have "lectures". When I ask how many, it is something ridiculous like 6 hours per week. I have 21 hours of lectures/labs/tutorials most weeks and a minimum of 15 hours. We are then expected to do about the same amount of work ourselves.

TeamMCS

This has probably been discussed to death but:

How come the govement dont enforce their "Parental Contribution". I, like most others, find that we get a lower loan and no grant because our parent earn above a stupid Tesco minimum wage threshold yet, surpringly, cannot afford to contribute.

I'm sure when they tried to enforce such a proposal - they'd suddenly realise their "mistake".


In my opinion, they know full well why parents cannot afford to help yet are supposidly able. Maybe it's because of a term I read somewhere, "Choice of life-style". Even if that is their justification - how the hell do the students change that?

I've had a rough few years at University, my placement year cost me a student loan as it was so dammed expensive in London.... I'm lucky I've made it out the other-side!
</rant>

BruceyBonus

TeamMCS wrote: »

This has probably been discussed to death but:

How come the govement dont enforce their "Parental Contribution". I, like most others, find that we get a lower loan and no grant because our parent earn above a stupid Tesco minimum wage threshold yet, surpringly, cannot afford to contribute.

I'm sure when they tried to enforce such a proposal - they'd suddenly realise their "mistake".

The reason is simply because they cannot force parents into paying for someone over 18 to go to uni. The contribution is "recommended" (or forced by reducing the loan amount).

TeamMCS

BruceyBonus wrote: »

The reason is simply because they cannot force parents into paying for someone over 18 to go to uni. The contribution is "recommended" (or forced by reducing the loan amount).

That's still a mute point. They enforce their "recommendation" on the student, why not on the parent?


..And as I previously mentioned, the parent cannot afford to pay so the goverment must mitigate the problem.

The bottom line is I don't particularly enjoy being manipulated. Either give students something - or nothing, not this "psudo" option.

Oldernotwiser

TeamMCS wrote: »

This has probably been discussed to death but:

How come the govement dont enforce their "Parental Contribution". I, like most others, find that we get a lower loan and no grant because our parent earn above a stupid Tesco minimum wage threshold yet, surpringly, cannot afford to contribute.

I'm sure when they tried to enforce such a proposal - they'd suddenly realise their "mistake".


In my opinion, they know full well why parents cannot afford to help yet are supposidly able. Maybe it's because of a term I read somewhere, "Choice of life-style". Even if that is their justification - how the hell do the students change that?

I've had a rough few years at University, my placement year cost me a student loan as it was so dammed expensive in London.... I'm lucky I've made it out the other-side!
</rant>

Why don't students get angry with the parents who refuse to contribute to their education, rather than with the government? If your parents don't think that you and your education are worthy of making sacrifices for then perhaps that says something about your family relationships and the choices that are made.

TeamMCS

Oldernotwiser wrote: »

Why don't students get angry with the parents who refuse to contribute to their education, rather than with the government? If your parents don't think that you and your education are worthy of making sacrifices for then perhaps that says something about your family relationships and the choices that are made.

That's a highly ignorent response. The relationship students have with their parents is completely irrelevant, across the board you have no idea of their individual situation and you cannot possibly justify such a sweeping statement.

Fire_Fox

Why should any 18+ year old adult expect their parents to hand out their hard earned cash to fund what is essentially a lifestyle choice? In the vast majority of cases there is a perfectly serviceable bed at the family home, and a perfectly serviceable university with a perfectly serviceable range of courses on offer within easy reach. :rolleyes:

If you opt to go away to university then you need to be thinking well ahead of time how you are going to fund it. If you parents are unwilling or unable to help out financially then you have plenty of options. Take a year out and work until you have built up a little nest egg, do you degree part-time or via the Open University, take a Foundation Degree (one day a week study) and covert to a full honours in your final year, send out a batch of CVs before you have even started university. :money:

It's not the government that is handing out money to students it is the taxpayer - your mum and dad, your teacher at school, the man who owns the corner shop, the bus driver ... these people work hard and expect the government not to dole out cash willy nilly to every person who decides they fancy three years of fun before they have to get a proper job.

This is how students get into debt
http://www.dcsf.gov.uk/research/data/uploadfiles/RR725.pdf
And this is how to get out or stay out of debt
http://forums.moneysavingexpert.com/showthread.html?t=767513

:beer:

Fire_Fox

TeamMCS wrote: »

That's a highly ignorent response. The relationship students have with their parents is completely irrelevant, across the board you have no idea of their individual situation and you cannot possibly justify such a sweeping statement.

:rotfl:And if you had bothered to read around this board you would see that Oldernotwiser is a million miles from ignorant. :rolleyes: