neighbour using my house number-should i worry?

spookytookey

It could be that when he built the house he failed to register the address with Royal Mail (I believe that this involves OS maps and a bit of paperwork). I only know this, as we rented a mobile home a while ago which had originally been part of a farm, but the plot with it on had been sold off to our landlord. We lived there for 18 months, and had post delivered there, to the address the landlord gave us as our 'postal address' when we moved in, all our bank statements and bills were delivered there we paid council tax (albeit listed as a slightly different address 'The Mobile Home Adj to X Cottage' rather than the pretty cottagey like name the landlord had informed us was the correct address), and we were on the electoral roll. I had proof from the council that the two slightly different addresses were one and the same, yet we have found to our dismay that our current credit files don't even show this address and this is proving to be a problem for us as we have only been at our current address for 8 months - prior to living in the mobile home we had bad debt issues, but sold up and paid all off, so the mobile home time was meant to help improve the credit rating - instead as only the addresses prior to this are showing on the credit files, it looks like we dropped off the face of the earth for 18 months. We recently applied for a loan with Tesco and they can not process the application as the address does not come up on RM's automated system - when I explain what happened, it just makes us sound dodgy somehow!
We actually asked our landlord to register the address with RM ....... Any ideas anyone might have for me to would be appreciated too - sorry to jump in on your thread!

roses

If it's not registered with Royal Mail then chances are it's not registered for other things:

- council tax
- tv license
- water rate

My friend had this problem when she moved into a new place in Bristol. She tried to register for tv license and water but gave up as they wouldn't recognise her address.

Robert_Sterling_3

I think that there is a law that states that every property must display a house number or a house name.

I have just checked and I am right.

The local council has a duty to make sure that all properties ar clearly marked.

http://www.n-somerset.gov.uk/NR/rdonlyres/E1458C66-6E3B-47AE-BA46-10A66600F5B8/0/leaflet_20060701_NumberForYourHouse.pdf

Read all about it here.

You could then tell the local council about it.

guppy

spookytookey wrote: »

We actually asked our landlord to register the address with RM ....... Any ideas anyone might have for me to would be appreciated too - sorry to jump in on your thread!

You probably need to speak to the council's naming and numbering department, they register the address in conjunction with Royal Mail. It might be banded for Council Tax but not officially registered on lots of other databases e.g. Royal Mail's.

vivatifosi

My parents have a similar issue where they live. The problem has been greatly reduced by putting up a weatherproof sign that says something like XYZ Ltd, 22a.... first door round corner.

spookytookey

guppy wrote: »

You probably need to speak to the council's naming and numbering department, they register the address in conjunction with Royal Mail. It might be banded for Council Tax but not officially registered on lots of other databases e.g. Royal Mail's.

Yes - I did speak with them, and they said it was the landlords responsibility to provide the info they needed such as OS map position etc - we asked him to do this while we were there on numerous occasions, and he didn't, and even if it were to be registered now, I can't see how they can complete your credit file retrospectively - which still leaves us with a gap in our credit files which was when we became debt free, then had manageable credit to try and kick start rebuilding our credit.

I have to say that I am so frustrated, as we thought that we had put an end to our financial problems by selling our house, paying our debts off and moving into rented - seems we may have been better staying in the house and getting an IVA at the time! Oh well, you live and you learn!
It just seems a bit harsh that we are going to have to wait at least 18 months ,so that we will have been at the current property for 3 years and we won't be asked for previous addresses!:mad:

mellymeep

I have 4 different lettered 155's mail coming into our house!

There's the basement flat, 155a, 155b, 155c!

Complete nightmare, Just do as others say and write on the envelopes return to sender. They'll stop eventually.

custardy

as said just put a sign up stating 22a is next door/round the side etc
also put a sign up stating only mail for (insert the family name(s))
that way it doesnt matter what address is showing