Does HSBC personalize the online "You might be interested in" banners?

milfordmadness

Kavanne wrote: »

Ok well can you downgrade and give me £130 please? I can put it to good use.

LOL :eek:

Kavanne

milfordmadness wrote: »

LOL :eek:

I need a new bathroom

milfordmadness

allthingsconsidered2009 wrote: »

Mil, I take it you don't have much in the way of savings then?

Yes. Not in mainstream bank though.

I mentioned in another post that I have a £400k house, only have a 52% LTV and have about £30k in savings. I also own a buiness and a villa in Cuba.

I earn about £1600 per month from my other business which goes into my bank so in my hsbc account I get 2 salaries, one weekly one monthly.

p.s. I am 38 if that helps (higher risk category I guess)

milfordmadness

Kavanne wrote: »

I need a new bathroom

Get a loan - haha

I'll give you one at 73.98% APR !!!!!! (how expensive)

Kavanne

milfordmadness wrote: »

Get a loan - haha

Disgusting. That is an attitude that is not Money Saving.

See my sig.

milfordmadness

Kavanne wrote: »

Disgusting. That is an attitude that is not Money Saving.

See my sig.

was only joking........ ok, do some stoozing then!!! Free money lol (if such a thing exists)

Kavanne

milfordmadness wrote: »

was only joking........ ok, do some stoozing then!!! Free money lol (if such a thing exists)

I tried. Not eligible at the moment unfortunately. Thank you for 'trying to help'.

allthingsconsidered2009

milfordmadness wrote: »

Yes. Not in mainstream bank though.

I mentioned in another post that I have a £400k house, only have a 52% LTV and have about £30k in savings. I also own a buiness and a villa in Cuba.

I earn about £1600 per month from my other business which goes into my bank so in my hsbc account I get 2 salaries, one weekly one monthly.

p.s. I am 38 if that helps (higher risk category I guess)

Being 38 would make you higher risk? I find that surprising.

milfordmadness

allthingsconsidered2009 wrote: »

Being 38 would make you higher risk? I find that surprising.

Yea, apparently it's that age where men like to be men or something LOL. You know what I mean, like we all want to cheat/start afresh or summat! Anyway, 45-60 is the best age group, apparently because you're usually settled in both jobs and personal lifestyles......

I didn't make that up - read it on credit scoring leaflet somewhere that different things help/hinder your score and age/kids/postcode do play a part!