My Debt Diary

southernscouser

Jamesy you plank! :rolleyes:

Buy a bleedin' alarm clock son! After about 2 weeks it would have paid for itself!

James240

djdymond wrote:

LOL maybe you need to put an alarm on your phone to remind you to set the clock!? lol

either that or put a post it on the alarm with "set me!" on it! im sure once you keep doing this the night before youll remember!

i take it you normally make your lunch the night before? or at least if you did that and were late, its definalty done? i know id feel so guilty buying lunch coz id forgotten!!!

well i normally do it in the morning, but i got up so late today i didnt have time :doh: will start making my lunches the night before i think to save meself a shed load of money os £3.60 for a baguette is shocking :eek:

James240

Annie_Fanny wrote:

James - how can you avoid this? Could you keep a little stash of food somewhere, i.e. pot noodles, packet noodles (if you like that kind of thing?) Do you have access to a fridge, microwave etc?

good idea about the pot noodles!!! :beer: never thought of that think i will buy a stash of these and leave them in me draw :j cheers for that annie :beer:

James240

southernscouser wrote:

Jamesy you plank! :rolleyes:
>

</p>Cheers dude :rotfl:

James240

Evening peeps :hello: just checked my Egg Loan and me monthly payment has come off :j so out of £303 £270.69 is coming off my debt now :j

To think at the start of this year (when i had my lightbulb moment) out of the £303 monthly payment only £235 was coming off my loan

So in addition to my overpayments im now getting an additional £35 off my loan every month :j

i sooooooooooo wanna be debt free :j :j

James240

morning peeps :hello: just thought i'd let u know that i managed to make me own lunch last night and bring it in with me :rotfl:

djdymond

congrats hun, i knew you could do it!!! think of all those coins youve saved!

James240

djdymond wrote:

congrats hun, i knew you could do it!!! think of all those coins youve saved!

i know means i have saved £3.60 today :j

Verbatim

Great stuff james. You're nearly there.........£137.65 to go to be under £10k.:beer:

southernscouser

James240 wrote:

morning peeps :hello: just thought i'd let u know that i managed to make me own lunch last night and bring it in with me :rotfl:

:beer: :rotfl: