My Debt Diary

James240

PeachPickle wrote:

Well done on the blackjack! I've turned into a proper poker fiend myself, even have a running winnings total in my msn name :rotfl:

You're always so cheery and bouncy!

cheers hun i try to be cheery all the time lol :j

i play £10 a month out of the money i give myself for the month. So if i lose it i lose it and dont play until the next month. Must admit ive made qute a tidy sum from join up on quidco and playing £2-3 pounds and getting the money off quidco :j made £85 this month :j

James240

just having a look and recalculating my bits and pieces and looks like i may miss hitting under £10k by about £160 oh well ....

Verbatim

Hiya james.

Glad things are going so well.

That magical under !0k hey. Me too, nearly there. Everyone must be sick of me raving about my latest "tart" find, but I haven't told you yet sooo....... it's the Stroud and Swindon card owned by the co-op and it's a fee free BT @0% for 6 months. They only gave me a credit limit of £7500 but invited me to send in 3 months worth of statements and a credit card statement showing a credit limit for the amount I wanted. Have done this so hope all will be OK to transfer the £9,900 I've got left on the cc where the 0% expires this month. I'm going to pay off the only other balance I've got next moth when that 0% ends so then I'll be under 10k.:j :j :j :A

James240

hiya Verbatim :hello:fantastic news on the credit card front :j well done that will make a difference in u getting ur debt down :beer:going to miss my target by a £160 unfortunatley but i will be below the £10k mark by next month :j

James240

Spent nothing so far this week so hopefully will continue this trend althroguh the week , although going out with my friends on friday but have already paid for me ticket which was £20.50 :j so hopefully and cross fingers i wont have to pay out for anything else this week :j (p.s. just thought i may have to put some petrol in me car :doh: )

Verbatim

Very well organized james. Gald things are going well and you're keeping motivated with some nice things to look forward to. For me that's essential.

OH and I are off for special meal out on Friday for our anniversary. (Actually have 3 anniversaries lol, any excuse for a celebration!)

James240

oooo what anniversery Verbatim? any thing we can celebrate in DFW board lol

James240

hi guys :hello:

had another bit of luck today :j remembered that i had £6 left in my Totes betting account (opened it cos of the cash back from quidco which was £40 :j) and placed some random bet on Stafford Rangers vs Gravesend and it came in and i won £30 :rotfl: lucky or what ? :rotfl:

so that will be going into me savings account with the rest of me Quidco earnings and money won :j

Think i might have to start having this in me signature :rotfl: as its not doing to bad at the moment lol what with quidco giving me a little bit of savings after paying out :j cant believe that i only found out about quidco a couple of months ago though :doh:

djdymond

james 240

your signature says your debt, but it doesnt say what it was at highest, or how much youve paid off since? it would be nice to see, and obviously nice when you look at to think wow i started with XXX debt and ive paid off XXXX

just a thought!

and well done you lucky thing on the betting! ive never done anything like that but know id NEVER be that lucky and dont wanna sttart something i probably wouldnt be able to handle!!!!

Helena

James240

hiya Helena :hello:My debt at its highest was £15061 (im sure thats the figure cos i worked it out at some point in me diary but i cant find it lol ) good point aobut putting it in me sig never really thought of that :clap: will do that when i get home tongiht cos im on works carp computer and it wont let me edit me sig :rolleyes: and yeah i was kinda lucky winning the money cos it was just a random bet lol