My Debt Diary

Jaymz

Well done, overpaying your loan gives you a great feeling!:)

James240

cheers guys must appreciated :beer:

Im estimating that my phone bill is going to be £40 but it couldbe lower im not sure cos i aint got me bill yet lol so will post on here when i know what it is.

As for food SS, it comes out of my budget for the month :doh: you should know this being a regular on me thread :rotfl:

southernscouser

Yeah I thought that when I posted but couldn't be ar$ed to edit it!

I've had a shocking month this month mate! We should make a pact to get back on track in June! :beer:

James240

southernscouser wrote:

Yeah I thought that when I posted but couldn't be ar$ed to edit it!

I've had a shocking month this month mate! We should make a pact to get back on track in June! :beer:

Damn right we should i went silly with my overdraft this month and am not pleased with the end result

right this month mate me and u are coming in under budget! Everything i buy now i will keep a running total in me Diary and ur going to do the same so we can see what we are spending money on and if we are wasting it

southernscouser

James240 wrote:

Damn right we should i went silly with my overdraft this month and am not pleased with the end result

right this month mate me and u are coming in under budget! Everything i buy now i will keep a running total in me Diary and ur going to do the same so we can see what we are spending money on and if we are wasting it

Sorted mate! Shall I start another thread for it?

James240

nah lol lets keep it in the diaries and then everyone knows where to look lol but im really really determined to keep to my budget more than anything this month cos i dont have a lot of overtime coming at the end of June cos of the time i had of from work when i was ill. So my wages will be about normal but with a very small amount of overtime on them so i want to not be in me overdraft at all this month.

southernscouser

Ooops! Got a bit excited and did one already!

We'll let it fade down the list! Quick, get bumping!

LookingAhead

Oh no you don't........we've seen the bit about streaking now......this will spread like wildfire.....:rotfl:

jessicamb

LookingAhead wrote:

Oh no you don't........we've seen the bit about streaking now......this will spread like wildfire.....:rotfl:

Streaking?

And we can see this where?

Sell tickets - that will clear some debts.

LOL

James240

right posted my cheque off for £600 today as an overpayment on my loan so will have to wait until it comes off now.

Bit bored at work today and have worked out my estimated Debt free date, continuing my normal loan payments of £303.71 (of which £249 comes of my loan) and over paying by a minimum amount of £300 every month i will finish paying my loan in April 2007 and then i can move onto my credit card and then start making huge dents in that as well so all in all i should be debt free by November 2007 (hopefully )