My Debt Diary

James240

i sooooo want the month to end so i can pay more off me loan at the moment i must admit im kinda proud ive stuck at this for so long now cos ive been at this now for 4 months since ive had my light bulb moment :j

i sooo cant wait to be debtfree :j

southernscouser

James240 wrote:

i sooooo want the month to end so i can pay more off me loan at the moment i must admit im kinda proud ive stuck at this for so long now cos ive been at this now for 4 months since ive had my light bulb moment :j

i sooo cant wait to be debtfree :j

I'm well envious mate! Your gonna be debt free 2 years before me! :eek:

When does all the overtime stop? :doh:

**purpleprincess**

James240 wrote:

Hiya Purple Princess :hello:

Hiya!!! :hello:

James240

southernscouser wrote:

I'm well envious mate! Your gonna be debt free 2 years before me! :eek:

When does all the overtime stop? :doh:

Overtime stops in September unfortunatley which means i can only over pay my loan by £300 a month (Although the usual £249 will come off from the monthly payments) just a bit dissappointed cos i wanted to get the loan paid off by the end of the year but its now going to drag on for another 4 months into next year ......:rolleyes:

moozie_2

James240 wrote:

but its now going to drag on for another 4 months into next year ......:rolleyes:

What's 4 months in a lifetime James. You are doing so well, you deserve a major pat on the back! Oh and a :beer:

Keep it up :T

Jaymz

Keep it up James, you are doing well!

I am losing motivation and need to get my backside into gear when it comes to my overpayments!

James240

hiya everyone :hello:

Wont be on here after tonight for a week cos ill be helping me mum finally move into her house tommorrow so going to be spending a week down in her new house helping her out so there wont be any updates until at least next wednesday.....

As the classic line by Arnie in the Terminator...........I'll be back!!

**purpleprincess**

Hope you have a nice time James, will look forward to your updates!

MCBIRNIE25

James,
have enjoyed your thread saga, who needs eastenders.
Hope you have a good trip to your mum's,
MCBIRNIE25

James240

Why is it when ever u help family members it always turns into an argument??? :mad:


After taking time off from work to help my mum move it desended into utter chaos fromt he moment i arrived my brother who has a lot of Debt kicked off starting an argument with my other brother because i think it has finally sunk in that he is moving miles away and he doesnt have the money to come back into the area because he owes so much money. So basically he wont be able to see his friends who he tries to keep up with and basically is the reason why hes in so much debt.

Now i wouldnt mind but that then put everyone else in a mood because hes an a**hole!! im so sick of him he is always on the scrounge and no one is ever happy when he is around :mad: .

So once i had moved my mum down to her new house i came back with the hire van and decided that i need to get my car serviced and get a few things that were wrong with it put right.

One service later and the things put right that needed to be fixed i had a bill for £738!!!! :mad: So i bit the bullet and had to put it on my credit card (but will pay it straight off as soon as i get the money back from my mum which is £800) then while im driving home from the garage i hear a strange noise.....it sounded like tape stuck under the car so i just continued then 5 min later the battery warning light comes on the dashboard :mad:

I knew then exactly what it was that i heard it was the fan belt shreadding itself because the dopey mechanic in his rush to go and see the football hadnt screwed the alternator back in properly and it was at a slight angle this then meant as i was going along it was ripping itself to shreads :mad:

I managed to get home on the power of the battery on the car by that time the mechanic had closed, and the time was 6pm, so fat chance of getting a fan belt at that time and the RAC where no help because they said they had a 5 hour wait :mad:

So i then had to delay my travel down to my mums till the next day, after going out and getting a replacement fan belt which was £6.50 :mad:

So after spending the day and night at my mums she said she wanted to take the beds down the dump and she wanted to get new beds for the house. Now i wouldnt have minded so much but im quite sun burnt after being in the sun so much from moving her down there, so i say no i will do it another time because ive only just got my car fixed plus i wasnt in the mood to do it.....

Mum then throws a stupid stress attack saying how no one helps her, etc, etc, etc when she asks. So i point out that ive taken the time off work to help her move and get all the stuff in the house. She pretends not to hear this and continues off in her rant.

By this time ive lost my temper and started loading all the bed bits on to my car and started to take them down the dump.

At this time i have my brother who is in debt saying that if he had a car he would help mum without all the arguments :mad: !!!!!!!!!!!! If he had a car he wouldnt even be down here helping my mum he would be !!!!!! about with his mates and wouldnt bother to help even load the van with her stuff!!

So i came back early two days ago and im still fuming at all that has happened in the last few days as well as all the money i have had to spend.

Plus i need to go down there next weekend because its my nan and grandads 60th wedding anniversery, i really dont want to because im really not going to be in the mood to talk to anyone..................


Sorry for the rant but im just sick to death of my family all they do is whine and moan and do nothing to help themselves..................:o

Plus i have managed to go back up to 13stone as well which im pisssed of about as well ............