My Debt Diary

James240

southernscouser wrote:

:rotfl: :rotfl: :rotfl:

Sorry mate but that is well funny! You couldn't find any headphones so you bought a McDonalds! You should have bought a happy meal. At least you would have got a toy to play with! :rotfl:

thanks SS :rolleyes:

James240

**purpleprincess** wrote:

Aww james. It'll get sunny again for you soon xx

I hope so purpleprincess, although i get the feeling its going to get a lot worse before it gets better

onestep

James..

hope you don't mind me butting in - just wanted to send big hugs. Hope you're feeling better today. Sorry that families can be so s!!t.

Can't add little smilies for some reason, but imagine there's the hug one


***here***!

onestep

James240

onestep wrote:

James..

hope you don't mind me butting in - just wanted to send big hugs. Hope you're feeling better today. Sorry that families can be so s!!t.

Can't add little smilies for some reason, but imagine there's the hug one


***here***!

onestep

many thanks one step

James240

grrrrrr!!!


Phoned MBNA today to see if they could extend my promotional rate which was 1.9% for 6 months, the best the person on the phone said she could do for me is 12.9%

Tried for other cards today but got turned down for Halifax 0% and Capital one 0% as well not having a good day today

ms_london

James240 wrote:

grrrrrr!!!


Phoned MBNA today to see if they could extend my promotional rate which was 1.9% for 6 months, the best the person on the phone said she could do for me is 12.9%

Tried for other cards today but got turned down for Halifax 0% and Capital one 0% as well not having a good day today

I would hold back from applying for any more.

Could Egg do a balance transfer for you?

When I was at the start of my debt journey, I couldnt get a 0% card so had to pay off each debt one by one, and the interest was crippling on my store card, barclaycard & lloyds tsb card.

Sorry hun!! (((((((hugs))))))

xx

James240

ms_london wrote:

I would hold back from applying for any more.

Could Egg do a balance transfer for you?

When I was at the start of my debt journey, I couldnt get a 0% card so had to pay off each debt one by one, and the interest was crippling on my store card, barclaycard & lloyds tsb card.

Sorry hun!! (((((((hugs))))))

xx

cheers hun

Think im going to have to divert my attention away from overpaying my loan and start smashing huge chunks off me credit cards now i think thats really the only way forward becuase i think the minimum payment for the MBNA card is going to be around £60-80 a month.

Hopefully once i get my money off my mum and my brother i will be able to get my Egg card down to a reasonable amount as well. But im not holding my breathe over that at the moment......

JAMIEDODGER

chin up james, you are doing really well with your repayments xx

James240

JAMIEDODGER wrote:

chin up james, you are doing really well with your repayments xx

Thanks Jamiedodger :kisses3:

James240

well my Egg card anniversery is in September so im hopeing that they will still be doing this and that i willbe able to transfer my debt over to them at 0% for the 5 or 6 months that they do this for but im still going to attack my cards i think this month