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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote: »
    Tush tush you 2. At it again.

    :eek: verbatim what are u insinuating :rotfl:

    Well guys my matched betting is going really well at the moment i only need another £575.89 to reach my goal off £2300 :j :j i is well pleased :D
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    James240 wrote: »
    :eek: verbatim what are u insinuating :rotfl:

    Well guys my matched betting is going really well at the moment i only need another £575.89 to reach my goal off £2300 :j :j i is well pleased :D

    Moi? Insinuate? As if I would! :D

    Way to go James. Only a quarter of the year gone and you've reached almost 3 quarters of your target. (Maths was never my strong point, but in round figures...........) :o
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi again James,

    Sorry to hijack your debt diary but I have to tell someone :o as I'm feeling really pleased and proud of myself:D

    Well I managed to get yet another fee free 0% card for 6 months albeit in husband's name this time and only £4k credit limit. They've agreed to transfer the full £4k so that leaves £1,400 to pay off the other card before the deal ends on May 2nd. This should be doable and then I have to pay the new card off at £666 :eek: per month to make sure it's all gone in October :T

    With all your MB I wouldn't be surprised if you beat me to it. No-one would be better pleased than me (except you I guess!) if you get there first. :A
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • D&DD
    D&DD Posts: 4,405 Forumite
    Verbatim wrote: »
    Hi again James,

    Sorry to hijack your debt diary but I have to tell someone :o as I'm feeling really pleased and proud of myself:D

    Well I managed to get yet another fee free 0% card for 6 months albeit in husband's name this time and only £4k credit limit. They've agreed to transfer the full £4k so that leaves £1,400 to pay off the other card before the deal ends on May 2nd. This should be doable and then I have to pay the new card off at £666 :eek: per month to make sure it's all gone in October :T

    With all your MB I wouldn't be surprised if you beat me to it. No-one would be better pleased than me (except you I guess!) if you get there first. :A

    Hi Verbatim thats wonderful news well done :T So pleased for you we had a devil of a job getting anything on 0% and it does make such a huge difference to what you can get paid off!!

    Hiya James!!!!!!!! Not been around much as the saga with the car is still going on :mad: Then the pc started playing up...I knew I should have looked on here first though as some kind soul posted something on the techie board which had it sorted in 2 secs flat...after I'd been sat here 2 days trying myself :rotfl: My boys know more than me :o
    Well its great to see your HUGE total for the matched betting very well done :T :T :T Your debts are shrinking daily and you're on the last lap now so no shirking :naughty:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote: »
    Hi again James,

    Sorry to hijack your debt diary but I have to tell someone :o as I'm feeling really pleased and proud of myself:D

    Well I managed to get yet another fee free 0% card for 6 months albeit in husband's name this time and only £4k credit limit. They've agreed to transfer the full £4k so that leaves £1,400 to pay off the other card before the deal ends on May 2nd. This should be doable and then I have to pay the new card off at £666 :eek: per month to make sure it's all gone in October :T

    With all your MB I wouldn't be surprised if you beat me to it. No-one would be better pleased than me (except you I guess!) if you get there first. :A


    :T:T

    Fantastic news Verbatim :j this has come at an excellent time for you to switch that debt over :T and you'll be debt free sooner than you know, your doing brilliantly and you and your other half will be debt free :D :beer:

    Im still on for hitting the end of the year target date for my debt which really is my goal :)

    If i can get this promotion ill be able to bring that debt date forward by a bit and hopefully be free of debt sooner rather than later, but my goal is the end of the year which is what ill be aiming for :D

    James :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    D&DD wrote: »
    Hi Verbatim thats wonderful news well done :T So pleased for you we had a devil of a job getting anything on 0% and it does make such a huge difference to what you can get paid off!!

    Hiya James!!!!!!!! Not been around much as the saga with the car is still going on :mad: Then the pc started playing up...I knew I should have looked on here first though as some kind soul posted something on the techie board which had it sorted in 2 secs flat...after I'd been sat here 2 days trying myself :rotfl: My boys know more than me :o
    Well its great to see your HUGE total for the matched betting very well done :T :T :T Your debts are shrinking daily and you're on the last lap now so no shirking :naughty:


    hiya D&DD :hello:


    i wondered where u had been :D and dont u know u should look in the techie board :doh: :rotfl:

    Glad to see that your back though :D

    And im definatley not shirking on me debt :D im almost on the home run and im going to get tobe being debt free :D

    Ive made the commitment this time last year to be debt free and im going to stick to it :D at roughly this point last year i had nearly £15,000 worth of debt and really had my head stuck in the sand :(

    BUT ive pulled meself together and have almost halved my debt within a year :D

    Im going to get there I WILL GET THERE :D


    James :)


    Savings Total so far for 2023: £8,062.58
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on your win.
    You lucky so & so.
    Glad u got car sorted.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Thanks for the kind words DD&D and James.

    Blow me if the LTSB didn't offer me a 0% no fee BT for 6 months yesterday when I was about to close my card with them! If I'd known I wouldn't have gone to all the trouble of another card wfor OH with Ulster Bank. Anyway I've BT'd £1k over to LTSB so I don't have to repay that just now.

    And James you're so going to get there, and before your target date I shouldn't wonder.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    eeeuurrrrggghhhhh :( another set back ive had to spend out on a few bits and pieces :rolleyes:

    So basically im back up to £130 over drawn :doh:

    i think April is going to be a really really lean month for me cos i need to do some food shopping as well :(

    I is not having it good at the moment :( plus im going to have to cancel a few things ive had planned and ive got a birthday coming up in my family which i need to contribute to :(


    Sorry for the moan but ive had a really crap day today :(
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    Awwww :(


    Cheer up, its not the end of the world, things can be sorted :)


    no steak for you next month, you'll just have to have beef burgers :p:D



    dammit!! still can't be serious when it comes to this thread :o ;)
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