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My Debt Diary

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  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    Ha!! that scared ya didn't it :p:D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kaz2904 wrote: »
    I think you may have lost sight of your achievements a little. By my reckoning you only have £6632.51 left to clear. Considering that you have therefore cleared more than half your debt in 14 ish months i think you're doing well. It hasn't just been about clearing debts for you over the last year it has been about readjusting your whole lifestyle and your whole attitude to money and spending. You should give yourself a big pat on the back to be honest. (Now goes off to lurk in the shadows again), Kaz.


    Admitedly it has been a massive lifestyle change for me, im being really careful with money now :)

    I started matched betting so i could afford an Xbox360 but when i saw how much money i could make i made a decision to keep on going and not waste it :)

    All the other things ive been doing as well such as overpaying my loan, im now so strict on this i try and pay as much as i possibly can every month.

    If i didnt start down this road to being debt free last year, i would have hated to see how much i would have been in debt by now :o

    and dont hide in the shadows its much better out here :D


    James :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well ive broken the £1800 barrier now on me matched betting people :j :j

    hopefully will have a few more bits and pieces coming in towards the end of this week and will be able to be very close to £1900 :j :j

    im soooo close to the £2300 i need :j :j
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    Oh goody u have cheered up :D


    You can come back in now :p :rotfl:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kipper wrote: »
    Oh goody u have cheered up :D


    You can come back in now :p :rotfl:

    ahhh shuuurruuupp :p
    Savings Total so far for 2023: £8,062.58
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done james:T thats really good going!!!!
    November NSD's - 7
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks JD :beer:
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hiya james,

    Well done on the matched betting new total, I'm impressed. You're right soooo close to £2,300 now.

    Shame about the overtime but that will be paid next salary I suppose?? So you'll be able to overpay it then. It's great that you're already working in the promotion job, that should really help when it comes to the interview.

    And hey look after yourself. You've gotta eat properly or you won't keep your health. I remember last year when you got ill from working such long hours and not taking care of yourself. So at least 5 fruit/vegs portions per day for you young man.

    Hey, sorry I sound as if I'm turning into your Mum!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    well done on the matched betting James! That's fantastic!

    Are you going to carry on once you reach your egg target?

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hi James, I always enjoy reading your diary, but don't usually post as there's not much I can say....you're doing so well! But I had to congratulate you on your matched betting total, that's pretty impressive. I'd love to be able to get my head round it, but I'd just mess it up and end up in more debt and with a gambling habit lol!

    Keep going and don't forget the 5 portions of fruit and veg :D
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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