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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok i must remember today to write my cheque out for my overpayment of my loan wheni get home today cos i keep forgetting :doh: So will get that sorted out tonight when i get home and get that off in the post on friday morning :) Apart from that not much to tell hopefully shouldnt spend any money today which will be a bonus :j
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    Jamesy,try not to fall off ya chair .. I'm gonna be serious for a minute (plus the fact you will look a pillock lying on the floor at work :D)
    James240 wrote:
    YOU WILL DO IT!!! :j :j :j :j :j :beer:


    What you said to Verbatim, keep saying it to yourself too, there will be times when things are looking crappy and you feel like ya goal is slipping away, its inevitable cos it life, not everything is rosy, But you achieved so much in 2006 and you should be proud of that and 2007 will be equally as good if not a whole lot better if you do manage to get debt free by the end of it

    Try not to be too much of a grumpybum if you hit a snag, I'll come on and give you a 2wcdu3b.gif as I'm sure others will and we'll get you looking forward again

    Thanks for reading/listening x :rotfl:
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    oh and try not to eat to many newspapers for lunch, it will play havoc with ya digestive system :p


    its no good, I just can't be serious for more than one post :o:D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oh dear god your serious for one post??? *falls on floor* :rotfl: Well im being as positive as i can be at the moment so crossed fingers this year will go well for me and i will come out the end of it being absolutly debt free and raring to save :j :j this is one of the biggest things ive ever done in my life and the fact that noone knows about it apart from u guys makes it all the more important for me to do it :) :j :j :j :j
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    James240 wrote:
    oh dear god your serious for one post??? *falls on floor* :rotfl:


    Get up!!! :rolleyes: :rotfl:


    2wcdu3b.gif
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kipper wrote:
    Get up!!! :rolleyes: :rotfl:


    2wcdu3b.gif
    :p :rotfl:
    Savings Total so far for 2023: £8,062.58
  • AndyR_3
    AndyR_3 Posts: 324 Forumite
    James!

    Just read your whole diary mate. Here's an idea. When you pay your loan, can you do it by online banking instead of sending a cheque? That'll save you 32p each time and they'll probably get the money quicker too. And when stamps go up in April, you'll save a massive 34p. Every little helps, eh? :D
    Amazon sellers club - member number 63.
    January challange - sell 10 items. 0 down, 10 to go!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AndyR wrote:
    James!

    Just read your whole diary mate. Here's an idea. When you pay your loan, can you do it by online banking instead of sending a cheque? That'll save you 32p each time and they'll probably get the money quicker too. And when stamps go up in April, you'll save a massive 34p. Every little helps, eh? :D
    ahhh good idea mate but unfortunatley i bought a book of stamps agggggesss ago and there still going strong :doh: although some good news i recieved £51.80 from Quidco yesterday to do with me matched betting and that brings me total up to just under £700 now :j :j :j :beer: the £2300 that i need for the end of the year is looking really acheivable at the moment :j :j :j
    Savings Total so far for 2023: £8,062.58
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hiya James

    Just popped back on your thread to see how you're doing. I can't believe you have cut your debt down by so much! Well done :j

    2007 is alllll gonna be about you clearing your debt! You are so dedicated now, I'm sure you can do it!

    Good luck mate, pint on me :beer: :D

    MPxx
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MushyPeas wrote:
    Hiya James

    Just popped back on your thread to see how you're doing. I can't believe you have cut your debt down by so much! Well done :j

    2007 is alllll gonna be about you clearing your debt! You are so dedicated now, I'm sure you can do it!

    Good luck mate, pint on me :beer: :D

    MPxx
    cheers mate im trying me best at the moment :D :beer:
    Savings Total so far for 2023: £8,062.58
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