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Jo_R's debt-free diary, slow and steady progress!

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Comments

  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Nice to see your ok Jo, sounds like you have a few plans up your sleeve, good luck with the project, I know the feeling, still got our honeymoon and house deposit funds running, we now have £215 for honeymoon and £1.38 for a house deposit! :rotfl:
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Well it all has to start somewhere doesn't it - what's that saying, from little acorns oak trees grow (or something like that?!)

    Time is quite precious atm so not had time to write down everything in my head but will do shortly hopefully.

    Back later when I don't have a baby asleep on me or a toddler threatening to trash the house!
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Hmm so AM back, albeit a little later than anticipated!

    Okay. This month was a train wreck, to put it mildly! I haven't OVERspent, but rather have spent inadvertently and carelessly most of the proceeds from the car sale. There's been a lot of stress at home, which I won't go into now, but it has meant I have paid attention to not going into my overdraft but that has been it.

    It's done, no point feeling bad as it won't undo it. So onwards we go! SOA to do for April, little list for next couple of days:
    • [STRIKE]check cc balance and review sig[/STRIKE] - 703.63
    • check totals on Tax Credits overpayment
    • phone up Student Loans - haven't submitted deferment form yet:o
    • do Census form (online prob)
    • [STRIKE]transfer TCs and Child Benefit for the month into current account[/STRIKE]
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Hope your ok Jo xxx
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Heya Jo, hope your doing ok xxx
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Ditto Jo Hope you and family well
    :j
    May 2013 new beginnings:j
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