V A N Q U I S

Innocent_Guy

sussan wrote: »

HIE Mr P checked my Vanquis statement 2day my credit limit is now £2000 opened the account last year June am so so happy wit Vanquis, 3months time i will try 4 a high street credit card definitely my bank because i had too many searches on my file i think they will drop off this month and next month fingers crossed

Hey sussan!

Well done on the increases!

If you wouldn't mind sharing what was your starting limit, increases i.e 3 monthly and how did you run you account?

Also do you pay full payment.

Thanks sorry to be a pain!

sussan_2

my start limit was £250 after 3months £500 then £1250 and now £2000 i didnt make full payments but paid on time.When i get my statement i pay 3 weeks b4 the due date.

Innocent_Guy

sussan wrote: »

my start limit was £250 after 3months £500 then £1250 and now £2000 i didnt make full payments but paid on time.When i get my statement i pay 3 weeks b4 the due date.

Thanks!!!

Just got my vanquis and want to increase limit the quickest way!!

never-in-doubt

I would like to apologise for my disgraceful behaviour earlier. It was not necessary and if I have offended anyone please accept my apologies, I will in future behave as is expected on a public forum.

Proliant, I know you're genuine and apologise for suggesting otherwise. You give immense help and I appreciate it, you've even helped me so I have no right to call you names and I apologise.

Innocent_Guy

never-in-doubt wrote: »

I would like to apologise for my disgraceful behaviour earlier. It was not necessary and if I have offended anyone please accept my apologies, I will in future behave as is expected on a public forum.

Proliant, I know you're genuine and apologise for suggesting otherwise. You give immense help and I appreciate it, you've even helped me so I have no right to call you names and I apologise.

:beer:
. .

Hackneygirl

sussan wrote: »

my start limit was £250 after 3months £500 then £1250 and now £2000 i didnt make full payments but paid on time.When i get my statement i pay 3 weeks b4 the due date.

same here I started at £400, then up to £750 and now £1,250, I always paid when my salary went through even though it was three weeks before the payment was due - maybe early payments are the secret

well done on the £2,000 limit :T

Innocent_Guy

Hackneygirl wrote: »

same here I started at £400, then up to £750 and now £1,250, I always paid when my salary went through even though it was three weeks before the payment was due - maybe early payments are the secret

well done on the £2,000 limit :T

Thanks Hackneygirl I will deffo try this.

I'm livid that I have to go sub prime..... It is through no fault of my own!!! I had some identity theft which destroyed my credit file although all bad info has been removed :mad:

never-in-doubt

Innocent_Guy wrote: »

Thanks Hackneygirl I will deffo try this.

I'm livid that I have to go sub prime..... It is through no fault of my own!!! I had some identity theft which destroyed my credit file although all bad info has been removed :mad:

Have you tried citi? They seem to be ok at giving cards - maybe cos of the cash injection they just got! I got one last month with £2k limit. Very surprised when it dropped on the doormat! Ooops, just realised they sent it but I never signed a CCA... I won't go there haha! Already spent £700 on it in a month (but I do have the cash in bank to pay it back) so if I do it every month i'm hoping they will give a "proper" increase in a year or whenever they give them.....

never-in-doubt

seems weird that someone with a Vanquis has the same limit as my non sub-prime card! I'd hate to owe £2k on Vanquis though - must cost loads on interest each month? Anyone got any experience of high interest for a maxed out card...?

Hackneygirl

never-in-doubt wrote: »

Have you tried citi? They seem to be ok at giving cards - maybe cos of the cash injection they just got! I got one last month with £2k limit. Very surprised when it dropped on the doormat! Ooops, just realised they sent it but I never signed a CCA... I won't go there haha! Already spent £700 on it in a month (but I do have the cash in bank to pay it back) so if I do it every month i'm hoping they will give a "proper" increase in a year or whenever they give them.....

really, maybe I will give them a go in a few months