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Please Help Me
Comments
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It's important for your defence you locate any documents which you'll be relying on in court.
The claimant has to prove their claim, turn it on it's head, you need to prove no claim exists.
Basically, my defence is 1) there was no loan and 2) there are no grounds for a court case as once I said I wished to repay him, he set the guidlelines for repayment by saying - pay what you can afford, when you can afford. He also said pay your ther debts first then me, don't skint yourself (all in writing too). It is his guidelines I have been following and I have kept him in the loop all along.
Do you think this will be a good enough defense?0 -
hey, just read your thread today - have no practical advice just wanted to offer support. It's tough being in debt as it is without bullying scum like this on your case. I think you've been so brave sharing it here and standing up to him. Keep your chin up, it sounds like you have loads of support and great advice from people here. x
Support from family and friends has been great too though. This weekend DS came home on leave and treated me and DD to an indian - it tasted fab! And just to top my weekend off, DD (who is only 11) has spent 2 hours pampering me with hair wash, back scrub and then she made a fruit salad - how wonderful is she!!
I am so lucky.0 -
Icanandwillsavemoney wrote: »Do you think this will be a good enough defense?
I'm not that good on techie information, but what I suggest you do is download the information from your phone and have it present in written formation for the judge to view, the judge won't have time to go through your phone, only if he want to see what's written in your statement ties in with the details on your phone.
Go to theftechie forum on here, and ask the guys if it's possible to download the texts / messages you have stored on your phone.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
At the end of the day, this is domestic issue and not commercial, it's going to come down on who the judge believes is correct, part of forming that opinion will be someone's character and honesty, it's for you to show what kind of character and honesty the claimant had.
I'm not that good on techie information, but what I suggest you do is download the information from your phone and have it present in written formation for the judge to view, the judge won't have time to go through your phone, only if he want to see what's written in your statement ties in with the details on your phone.
Go to theftechie forum on here, and ask the guys if it's possible to download the texts / messages you have stored on your phone.0 -
Icanandwillsavemoney wrote: »is there anyting else I should do?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
10past6 should she forward the documents to the court prior to hearing ie texts est...? Wish I lived closer as would happily come to give you moral support on the day...let us know when dates are so we can at least be with you in spirit!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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In_Search_Of_Me wrote: »10past6 should she forward the documents to the court prior to hearing ie texts est...?
HTH
Any questions, ask here or PM me
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
OP - have just read through the whole thread. You are amazing!
One thought that crossed my mind is whether you could afford to make a second copy of all the documentation and stick it in a sealed envelope somewhere safe eg in a locked drawer at work, just incase.
Good luck0 -
You guys are brill.
ICAWSM - please remember that if you want a friend to go with you and speak on your behalf, you are entitled to do that . So you do not have to have face this lowlife on your own.If you've have not made a mistake, you've made nothing0 -
WOW what a strong woman you are turning out to be
And what fantastic advice from everyone!
I just wanted to offer my support and I'll be thinking of you.
Sarah xxx:heart2: THANK YOU MARTIN!! :heart2:0
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