Please Help Me

Flower08

Thats great news ICAWSM. Like you say hopefully his solicitor has advised him to back off and accept the payment that are being made.
Just remember though if it as to go to court you have all the evidence you need.
Glad to hear your feeling better about the whole situation.

Lovella

Just read your thread for the first time today ICAWSM - what a creep (him, not you!). I hope it all goes OK - keep us posted. XX

cuddly12

Hello!! There is no loan agreement in place and no proof that this was a loan as far as I can see there is no case to answer, he cannot touch you Hunni as all you need to say is that he gave you it as a gift. He is sending you the letters to scare you off that is all and keep control of you like he was when you were together. I am speaking from personal experience hear, one of my ex's once lent me £1000 and he tried to do the same to me as you ex is to you, I got harrassed by text and solicitors letters in the post and I simply turned around and said that he had gifted me it, there was no proof so no further action was taken. Tell him he either has to accept the token payment you are willing to make each month of what you can afford or you will simply tell the solicitors this was a gift and he will get nothing x

Pollycat

Thanks for the update, ICAWSM.
I think in this case, no news is good news. :j

Hopefully, your last letter to his solicitors will have shown that you are not to be frightened or bullied and you can continue to pay back what you can afford without this nasty harrassment.

Mellika

Thanks for the update.
I get a warm fuzzy feeling knowing you're happier :j

In_Search_Of_Me

Good for you! How are you getting on with cccs?

Icanandwillsavemoney

Guess who spoke to soon – That'll be me then!! Sat on the mat when I get home yesterday was a set of court papers. He has filed them online so not sure if he has cut his ties with solicitor???

The particulars of claim are as follows:

An amount of £2250 was loaned to Mrs xxxx on 15/09/08, to allow her to clear her debts and save money on interest owed. Our relationship ended in (1) October 08, and she verbally (2) agreed to pay the whole sum back. To confirm (3) this £50 was paid into my bank on 28/10/08 and a further £50 on 26/11/08, then payment stopped with no (4) reason. I sought advice from a solicitor (5) who wrote two letters to her at a cost of £80 to me. I have received a further £25 payment from Mrs xxxx on 24/02/09. By my calculations she still owes me £2205 which is £2250 minus £125 that she has repaid plus £80 solicitor's letters. Mediation is not applicable as she has been unresponsive (6) to solicitors. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 15/09/08 to 10/03/09 of £2250 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £3.45.

• Relationship ended in September so I assume he is saying October to back his story ref the first payment confirmation!
• I never verbally agreed anything, I told him I wanted to give him it back – my choice.
• My payment to him was confirmation of nothing; it is just my first payment.
• He is fully aware of the reasons as he was kept informed by text – thank God I have the text log and the texts on my phone too. He knew I was switching banks and that I went on long term sick before I had chance to set up internet banking (the first part had to be completed in a branch).
• Completely unnecessary, I am abiding by his guidelines of paying what I can afford and when. I have kept him up to date at every stage.
• How have I been unresponsive – I have replied to his solicitor's letters???

He is also claiming the court costs on top of the interest and also the solicitor's letters.

So what section should I be completing as I dispute that this was a loan but I do want to pay him back? Will I really have to pay all the extra costs?

Also, how do i get this moved from Northampton to Durham???

That sick feeling is back but I need to stomp on this cockroach.

And to top it all off, my maintenance is stopping so now down even further financially as DD's Dad is on a 2 day week and can not support new family and us on his current income – I understand and accept this as they must be finding it hard to manage but aaarrrrgggghhhhh.

All advice welcomed, thank you everyone.

RAS

Hi


take is easy. As soon as you file a defence, the case will be moved to Durham.

And you defence is that this was a gift, not a loan, as per your letter.

His word against yours, except that you have the text log to back you up.

Have you made sure that your maintenance changes do not affect you rights to benfits - can you get more WTC or CTC?

Mellika

:rotfl: Laugh all the way to Court hun, this case is in your pocket.
The more he lies and twists the truth the worse he looks in a courtroom.

In_Search_Of_Me

Quite Mellika. His sols obviously advised him that he hasnt got a leg to stand on so I would just go to court and seek advice rom the court about your response or get legal advice. What is happening re cccs as if you are entering a dmp this will have to be considered along with all the other evidence. I can understand you feeling sick - I thinl we all would but by now you will have realised that you are in teh right, he isnt and he's trying to scare you. He wont win because he is, from what youve said, a liar and has no proof while you can evidence amount pain in etc. You could go to cab to get advice or see a sol to represent you on the day but check if he looses that he will have to pay your costs...big hugs for you. Sleep on it and see how you feel tomorrow.