If things get tougher?

fletch3163

I find it heartening to know that on the domestic front people are aware of the potential dangers and pitfalls and are preparing. Watching all the media coverage, it's became apparent quite quickly that retail, construction, financial services were all going to be huge casualties this time round. I only wish I had more bad habits so I could stop them and save more!!

There's a saying somewhere (possibly America) that you're only ever 3 paychecks from the street. That's what's got to me recently. What if I did lose my job? I need to stockpile some cash.

So, whereas I "dabbled" in money saving before (with miserly tendencies) I fear a full blown deep pocket episode arriving;)

As our MD was talking yesterday he mentioned light at the end of the tunnel. There's a post on this site where someone said the light at the end of the tunnel had been switched off which made me hoot. I thought about sharing with the group but thought better of it

Caterina

fletch3163 wrote: »

As our MD was talking yesterday he mentioned light at the end of the tunnel. There's a post on this site where someone said the light at the end of the tunnel had been switched off which made me hoot. I thought about sharing with the group but thought better of it

Actually, not many people know that the light at the end of the tunnel is the train coming in fast from the opposite direction!

Caterina

moanymoany

mum-of-two - you could find it worth while to talk to ACAS. They are there to help people with employment problems. There are times when unions have hidden agendas.

http://www.acas.org.uk/index.aspx?articleid=1461

Worth a look.

happytails

Just made a tuna pasta salad and have made enough for 2 tubs extra - is this safe to freeze ? - it has mayo in. OR am i best to stick them in the fridge?

Doing without the heating again tonight! got my cardi on and my pjs anyone else still holding out?

Sarah

ceridwen

mardatha wrote: »

In all the jobs I've had and my OH as well, they can certainly cut your hours whenever they like. Hidden somewhere in tiny print in your contract of employment will be a wee paragraph saying they have the right to adjust hours as "production requirements dictate". Or similar language. ANd if the unions protest then they threaten them with job losses...

Maybe it depends on the type of job one has?? I've never noticed anything like that anywhere in any I have had. The nearest I came was in a job I had one time years ago where it was suggested I might like to go home early - as we were so quiet. I was just about to grab my bag when suspicion set in - so I asked if I was still going to be paid for the rest of the day. When the answer was "No" - I replied "Right - I'll have to stay put then" and did. I promptly started job-hunting shortly after that....

I think its awful if anyone is treated like that - how do they expect people to take on mortgages if their income could chop and change like that? I presume that if an employer did do that - then one could get it in writing from them that it was going to be a "short week" next week or whatever - and produce it for the purposes of Working Tax Credit and maybe get a bit of help with that? (I think W.T.C. is assessed over the whole of a year's income I believe? though someone more knowledgeable than me might know about that.)

dubgirl

Hi, getting back to Morrisons for September blues and anyone else. In MK Morrisons in the Westcroft area, opposite side of city to Asda, Ikea etc. It is off the H7 Chaffron Way (road). Mods hope I can post that info. Re jobs, did anyone read in the press that the ministry of justice has to make around £10,000 job cuts and has to claw back £900 million! I work in the Probation Service and there is potentially over 1300 job losses over England and Wales, dont know how it will effect the area i work for. There are larger cuts in the Courts and prisons. The govenrment have kept this info quiet.

fletch3163

Been thinking about this thread "If things get tougher..." and, after a very sleepless night, have decided on a workload front things are tougher for me now so I'm going to work today. The good thing about going to work at the weekend is I can take my son with me and it's nice and quiet.

I work for a small privately owned company and I have a level of responsibility. As much as I would love to say "well, you made the cuts, you deal with the consequences..........." I can't!

For the first time ever in my career I don't blame "them" for this current set of circumstances, it's bigger than any of us. I don't think we'll ever really know what caused it. I was reading just last night that the credit card dramas have not even begun yet. Those balance sheets are not up there in the mortgage billions but they're in the billions definitely!!

Thanks for letting me empty my Sunday morning head. Have a good day.

[Deleted User]

my dh worked a structural engineer and all work was obtained by the company on an as needed basis. Incoming work dried up to a trickle each time we had a recession. The first one my dh had to give up 2 days and 2 days pay per week but doing that kept everyone in work. Then next time there was a sudden request to halve salaries. Both were awful times but of course, were character forming. We got together with other people and formed a suma wholefood cooperative, sharing the weighing of goods etc

reading `austerity Britain` at the moment is bringing it all back

catznine

dubgirl wrote: »

info. Re jobs, did anyone read in the press that the ministry of justice has to make around £10,000 job cuts and has to claw back £900 million! I work in the Probation Service and there is potentially over 1300 job losses over England and Wales, dont know how it will effect the area i work for. There are larger cuts in the Courts and prisons. The govenrment have kept this info quiet.

Yes we heard this too!:eek: Dh works in CJD so we too are a tad worried! I am wondering how many other government departments have been told to make cuts to save money. It is starting to affect so many people now isn't it! I get really upset about this when I hear about the Wall street bankers at the centre of all this are still getting their bonus!:mad: have a read about it here

Check out the comments afterwards (a fair few have had to be deleted!)

[Deleted User]

I love this thread!

Congratulations Happytails! It is exciting isnt it.... I'm pregnant too with our first due 7th March. It is scary tho. I'm an awful worrier tho, and I think I've got to stop it, cos it doesnt change anything by worrying!

We are lucky someone gave us a pushchair (Isnt what I would've chose but it was free), MIL wants to buy reusuable nappies for us, my mum has got a swinging crib for us at her house (It was mine when I was a baby) and she's going to get a new mattress for it.

We're in a similar situation with DH's work, he's a carpenter. At the minute he's working every week Mon-Sat, has worked a fair few Sundays cos he doesnt know when the work will stop so he might as well do it while its there (I'm trying to save the extra).

This thread is so encouraging tho, we WILL do it, we WILL get there.

Waffle over xx