friday 6/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• storecupboard lunch
• cook tea for oldies and eat for free
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• clean one room tonight so not much to do this weekend
• try and find time for swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle - favourite cow socks this morning

Good morning dfw's ,woo Hoo it's Friday again my dfw list feels a bit like groundhog day during the week - roll on the weekend for a bit of variety:D .
Yesterdays snow all gone again - wish the weather would make up it's mind here.
Hugs to any poorly dfw's or anyone feeling down in the dumps.
Hi to all the regular posters and welcome to any newbies .

Have a lovely sparkly day everyone. just 8 hours to work until the weekend:j .


Piq - smilies at http://www.hystersisters.com/vb2/misc.php?do=getsmilies&wysiwyg=0&forumid=4#

Pippilongstocking

Hi there
List today - here goes
Leave cheque for cleaner - forgot to get money out and have so much to do today
DD raiding piggie for money for a hot choc at piano lesson
De ice path
Tidy living room
Do some work today - yesterday was a bit of a non-event
Look out quadrat and take it to work for my boss to take to the land of the Shets (shetland)
Charge phone at work
Figure out later after working how on earth phone works - shiney yeah but impossible to understand
Pay coal
Dig out some financial paper work
List for shopping
DS away on a sleepover later
DD has a couple chums to stay
Walk to work - there is no way I am driving in this snow
Contact SIL who has had baby see how/when she might get home
Laundry hokey cokey
Hope lodger gets home - just emptied his room
Update diary
Hand in introduction if I can finish it in time......
Repeat to self must not be on here today much as have to keep job
DD just broke the house bucket by sitting in it and tipping it over - what is she like?

Waving to you all - xxxxxxxxxxxxxx

Pippilongstocking

woooooooooooo hooooooooooooo was second waving to SM - Hi SM.....xx

OliveOyl_2

Fay, what do you mean yesterday was a non event? You launched your diary - that was some party, I bet you're still picking up the glasses from it :beer: Bless all who sail in her

And it's the weekend, and I've come into work early because it is really snowing hard here. Forecast is that it'll get clearer later but I didn't want to drive at school starting time :eek: Not much I can do DFW, as tomorrow evening I fly to sunnier shores for 2 weeks But here goes, today I have/will:

• charge my phone at work
• store cupboard supper (and I've made a shepherd pie for the day we return )
• on-line banking (I'm taking my card reader with me, how sad is that )
• scratch'n'click
• brought in snacks but out to lunch with a friend - though I'm going to introduce her to the cafe where I can get lunch for £2.50 (she'd rather a pub lunch for £10)
• washing on at 30. And dried on the airer.
• sparkle, but I'm wearing grey woolly ones today.

Thanks SM
Have a lovely day everybody

MrsAudus2b

Ooooh I love the smilie man who is picking up all the sparkles..just want I need on this miserable grey morning..thanks SM!

Hello all, hope everyone is ok...friday, whoop whoop! :beer:

Today I will:

• Working at home today
• Doctors this morning
• Using much less petrol than if at work
• Check online banking
• Check quidco
• Enter 10 competitions
• Catch up on favourite diaries
• Have a general nosy on the site
• Update my diary - need to write things to do list for the wedding!
• Washing at 30
• Airier dry
• Tidy and clean upstairs
• Tidy and clean downstairs
• Heating on as low as possible as that lot should keep me warm!
• Reading/research for work
• Start puzzle section of trashy magazine
• Clean out rabbit when it stops raining
• Clean out fish tank
• Aiming for a NSD
• May go to social club tonight - my sister is home for the weekend as we are having an informal wedding meeting tomorrow night. Can't wait to see her :j
• If we do go out, OH will drive and I will only take £5
• Install new home hub

Right better get cracking!
Love to all
xxx

sophiesmum_2

Enjoy your two weeks with popeye :j , and we aren't a bit jealous of your sunshine (much:p )

pixiechick99

Morning all:j
More snow here again last night and still coming down. Council have closed all schools....:beer: I was up early and showered and dress as didn't know if I'd be working, so all ready now for a day at home;) May walk round to my friend's for coffee later....fight my way through the blizzard:D

Anyway...today I have/will do:

• Check online banking
• Scratchcards
• CLean kitchen and floor
• Clean bathroom
• NSD
• Dinner from meal plan (chow mein I think)
• heating off for as long as poss then on low
• Use no petrol, again (scared of the car in the snow:eek: )
• Washing on quick wash, dry on airers
• ironing
• Enjoy the unexpected day off:rotfl:
• And college work....I say it every day and don't really do it;)

Ok, off to read more on Fay's hilarious diary:D :rotfl:

DawnW

Morning all :hello:

More snow today, the roads are dreadful and no public transport running, so I will be working at home again. If bus operators aren't able to drive in it, then me and my little car certainly are not :eek:

Today so far I have:
Checked online banking - as expected
HM breakfast
Seen to animals
Sorted work emails

Later I will:
Speak to work colleague on the phone.
Do some reading for work.
Sort out storecupboard lunch and supper - can't get out to shops anyway, forced NSD
Make something with one of the many pots of stewed apple in the freezer, maybe a crumble.

Have a nice day everyone

Teterow

Good morning everyone;


Today i will:

• check online banking -
• storecupboard lunch
• ironing
• reduce, reuse,recycle one thing -
• aim for no spend day
• send off cheque for ebay purchase
• send off email for £10 National Express voucher - done
• check bank account
• look for weekend part time job
• write shopping list
• enter 10 compititions - done

BusPass_2

Hi all

Hope snowy weather is not affecting you all.

Positives
Today I still have to
Check bank balance ( I know I am in credit)
Check on line savings accounts ( Interest due on one of them)

Negatives
I have brought the car to work ( I have to pick my wife up after work and I have no client appointments so I can't claim any fuel expenses)
I have to buy cat food because we miscalculated last Saturday. She must eat more in the bad weather. So it is not a No Spend Day.
No home made soup left. It'll be tomorrow before I make more.

Still it's Friday and even though it is cold it's a lovely day and I'm looking forward to a relaxing weekend.

Have a great day everyone.

Pippilongstocking

Pants and crawls into work on her bike - Olive sorry yeah 'non event' I meant was work wise - tee hee'

sneaks out panting...........and puffing........... and removed 4 layers of tops...............still has two on for good measure!

ps bikes are slippy in the snow - funny I took it thinking it was safer than the car - doh - will catch you all at lunch.xx