The wonderful world of catalogues

allthingsconsidered2009

squidge60 wrote: »

littlewoods 10000,:eek: but have been with them a while,keep thinking about getting it reduced but always useful :j

£10k. OMFG!!!!!!!!!!!!!!!!!!!!:eek:

londonuk2008

Thought mine was high , before I trimmed and closed....wow!

[Deleted User]

I laugh at the number of people I credit check at work and it comes up like this:

NEXT DIRECTORY
STUDIO 24
FREEMANS
HOME SHOPPING DIRECT
REDCATS
LA REDOUTE

And then they wonder why they get declined for things

The number of times I hear "But I never actually ordered anything from Next... I just got them to send me a catalogue..."

allthingsconsidered2009

billbennett wrote: »

I laugh at the number of people I credit check at work and it comes up like this:

NEXT DIRECTORY
STUDIO 24
FREEMANS
HOME SHOPPING DIRECT
REDCATS
LA REDOUTE

And then they wonder why they get declined for things

The number of times I hear "But I never actually ordered anything from Next... I just got them to send me a catalogue..."

why is having any of those catalogues a problem?

sutton111

billbennett wrote: »

I laugh at the number of people I credit check at work and it comes up like this:

NEXT DIRECTORY
STUDIO 24
FREEMANS
HOME SHOPPING DIRECT
REDCATS
LA REDOUTE

And then they wonder why they get declined for things

The number of times I hear "But I never actually ordered anything from Next... I just got them to send me a catalogue..."

Why does it matter if people have Catalogues, it could be a matter of convenience why people shop from them.

Personally I don't see what is that "funny" about people shopping from catalogues unless your some sort of snob? :rolleyes:

sharon-lalala

Perhaps weve got it wrong then?

PROLIANT

billbennett wrote: »

I laugh at the number of people I credit check at work and it comes up like this:

NEXT DIRECTORY
STUDIO 24
FREEMANS
HOME SHOPPING DIRECT
REDCATS
LA REDOUTE

And then they wonder why they get declined for things

The number of times I hear "But I never actually ordered anything from Next... I just got them to send me a catalogue..."

Dear Mr Bennett, you should know being in the "underwriting" business that when you view somebody’s credit file that is not exactly what you see now is it!
Under the stringent rule of the DPA, you cannot see the names of the clients creditors i.e. all that you will see is; Credit Card, Mail Order, Current Account, Loan etc etc.
So, please tell me what "illegal" methods you have been using to view peoples financial history?

chuckley

i only deal with next and cant remember what i started on. but i used to place £300 clothes n shoe orders at a time in the sale. they increased my limit to 4k.

as soon as i have 'delivery problems' they reduce it to 2k. couldnt care less tho.

Gazzy_B_2

PROLIANT wrote: »

Dear Mr Bennett, you should know being in the "underwriting" business that when you view somebody’s credit file that is not exactly what you see now is it!
Under the stringent rule of the DPA, you cannot see the names of the clients creditors i.e. all that you will see is; Credit Card, Mail Order, Current Account, Loan etc etc.
So, please tell me what "illegal" methods you have been using to view peoples financial history?

Not true at all.

We use Equifax for identity checking purposes at work, and it asks personal questions to confirm back to customers about their accounts, for instance -

1 - You hold an account with one of the following -

a - Fiat Finance
b - GE Capital
c - Redcats Brands
d - Egg Financial

etc.

So in that respect, we can view their info.

Also, in Yorkshire Bank recently, during a check, all my creditors info appeared on the screen :rolleyes:

PROLIANT

Maybe I have been mis-informed then Gaz (and Bennett), I stand to be corrected sir.