Why Do They Want To Know About My 5 Month Old Sons Savings On HB/CTB Form?!

ladyrider260

I'm hugely frustrated......it shows eh?

anguk

ladyrider260 wrote: »

Yeah, soz bout that Bozo. Guess I'm just riled at how difficult it is to get help when you've paid into the system all your life, then they take away your privacy as well as your dignity because you need to go cap in hand!:o

Unfortunately if you claim any sort of benefit you have no privacy, and as for dignity you should see what you have to tell them if you're claiming DLA, they need to know how often you wash, how many times you go to the toilet and how long it takes you each time!

zappster1966

ladyrider260 wrote: »

I'm hugely frustrated......it shows eh?

So why take it out on us ?

We don't make the rules, Madam, it's the government that does that ...

And, incidentally, it was Margaret Thatcher's government which brought in Income Support & the savings rule for children ... so blame that old witch !!!

ladyrider260

Bandwagon.

Mojisola

ladyrider260 wrote: »

It's taxes that WE'VE paid! :mad:

But it isn't. The taxes you paid were used then. The benefits handed out now come from present day tax payers. No-one is saying that you shouldn't have the benefits if you need them but you should have to prove your need. Your son's money won't affect your claim but surely you can see how other people might try to fiddle the system.

Added: Sorry, Bozo, didn't see that you had already made that point.

ladyrider260

Mojisola wrote: »

But it isn't. The taxes you paid were used then. The benefits handed out now come from present day tax payers. No-one is saying that you shouldn't have the benefits if you need them but you should have to prove your need. Your son's money won't affect your claim but surely you can see how other people might try to fiddle the system.

Yes I do see. It's a sad country as they're potentially ruining the chance of giving our son a better future than we have at the moment, his grandparents are willing to pay regularly into his account (as will we once I've found a full time job...if that's possible!) but we can't do that for the moment now.

It's a huge vicious circle. Oh was made redundant so went back to finish his degree (he put it on hold as his Dad was ill with cancer) to get a better job, I fell pregnant on the pill then my employer says I've only got 16hours to come back to! Because we have to get a bit of help for now, our future generation pays for it short term.....I say short term as I'm applying for anything & everything job-wise, so I'm sure SOMETHING must come along soon!

Anthillmob

ladyrider260 wrote: »

Anybody know? HELPFUL comments welcome....personal opinions and comments aren't.

but it was a helpful comment. thats why we check. youd be amazed the amount of people who put their savings in 'trust' for their kids in order to claim benefits.

Mojisola

ladyrider260 wrote: »

his grandparents are willing to pay regularly into his account (as will we once I've found a full time job...if that's possible!) but we can't do that for the moment now.

Woodbine said that a child can have 3000 pounds before it affects your benefits so there's no reason for his grandparents not to give him money now.

briona

Mojisola wrote: »

Woodbine said that a child can have 3000 pounds before it affects your benefits so there's no reason for his grandparents not to give him money now.

Just remember that the maximum you can put into a CTF in any one year is £1200 from all contributors. And, as with an ISA, any unused allowance cannot be carried forward to the next year.

http://www.childtrustfund.gov.uk/templates/Page.aspx?id=1255

[Deleted User]

ladyrider260 wrote: »

Erm....I've worked since I was 14 thankyou very much! As has my partner & both sets of parents.

It's taxes that WE'VE paid! :mad:

You obviously don't read the whole thread.

Thats not quite how it works,the taxes you`ve paid over the years havent been saved up for you,theyve been spent on a 101 things including people who were claiming benefits while you were working,the benefits you will now receive are from taxes and N.I. being paid this week next, week and the week after.
Dont worry its a common misconception;)
edit:sorry just seen someone said the same thing,memo to self read the thread before posting !!! -)