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The revenge of the stripey socks - a DFW adventure
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OK I got brave today - I checked my credit score - one surprise there - an old tmobile bill for 70? defaulted
ANd they don't seem to have half of my information - also did a quidco (£5) free trial for equifax they are more on the case but again only my lloyds accoutns not my rbs - don't they all go on there?
Anyway also says am NOT on the electrol roll here - which is crazy so I need chase that up.
See I got brave! Not brilliant looking at it - but not as bad as I was expecting. 23 addresses though!!!!! Alot of them are double entries - dunno if I can fix them?Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Sorry can't help but well done for being brave.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
No worries L!
Just updated the electicity - still using about £90 a month
Will keep an eye on that
Also just checked banks etc - Evil Edna now under 300 woo hoo and will be dead at the end of the month (Hurrah!)
Moved unexpected £200 from mother into Mavis - savings account
Two chickens cooked (OK they are peedie chickens I got reduced from local butchers) - and thinking up amazing recipes for later on after a slap up roast dinner nomnom
Man its so overcast and bleugh here
Collie dog now gone to live in Inverness - for the best really she'll be happy there
Aside that splendiferous bargains at the charity shops - m and s cardi/thingmy good for work and 6 candles for 1.30
Need to get the boys to split logs as the ones in the garage are too big for the fire - and must feed hens been meaning to do this ALL day whoops .....
runs off to hens!!!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Well slap me with a wet haddock if I don't feel great at the moment
Just paid Tmobile horrible £60 bill from 2007 that I had no idea I hadn't paid cos my head was still in the sand at that point and I moved house - no doubt shoving the bills in the bin.
The default will stay on my account for 6 years BUT its paid and it will show it's paid.
Not so whoop whoop but hey its a start
The other default is the first credit account that I mentioned earlier which was sitting at just under 4k when I went into default - so at least that one is now only 2600 now - owards...........................Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Brilliant stuff all round :T
Looking forward to the day we all say goodbye to Edna@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0 -
well done for being brave and checking your credit record. Mine confused me, but i did have one loan company which put the same car loan on twice, one they said had never been paid - duh! they have sorted it now though,but i only did one so maybe i should check them all. Was the mobile bill genuine? just remember about a thing where some were saying bills hadn't been paid but people had proof that they had.
Best get a wriggle on - i love the clocks going back, i finally get the hours sleep back that was stolen from me 6 months ago, but still have to get stuff done, specially as it's nice and sunny.0 -
Fay, congrats for dealing head on with the credit report, can be scary stuff and a little confusing! I get a free trial via quidco every now and then, print it all off then cancel it :cool: mine must be about 26 pages
I need to build up the courage to go through it again.
DFW Nerd no. 496 - Proud to be dealing with my debts!!0 -
Fay, congrats for dealing head on with the credit report, can be scary stuff and a little confusing! I get a free trial via quidco every now and then, print it all off then cancel it :cool: mine must be about 26 pages
I need to build up the courage to go through it again.
Morning chaps
Hi Jo.......This is what I've done so please someone remind me to cancel it before the trial period is up.
My phone naughtily changed the time for me automatically - blast iphone and their technology! So when I thought I was doing great and it was only twenty to 8 not twenty to 9 as it said on my phone - the kitchen clock revealed the sad truth:rotfl:
Away to tackle some writing - OH and I having major discussions about the PhD or job thing - Cheery daff I even dropped in a bit about 'what about thinking of it in a couple of years' - and said about potentially postponing things - you know you are right cos I am going to be on the mainland in 4-5 years - if he waited that long - lived with us inbetween he could do it then later when it's not such a big issue for travelling etc. cos we'd both be in the same house.
Will see..................Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Thats not fair :rotfl: I did something like that myself - I got up so early (6am, the old 6am) I tired myself out, and had to go back to bed2023: the year I get to buy a car0
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It was bliss last night, got in bed at 11pm absolutely exhausted and a little perturbed about going to bed 30 minutes late, then remembered!! Turned my clock on my phone back an hour and it was only 10pm, an early night
:rotfl: (still didn't wake up till 8.30am
)
DFW Nerd no. 496 - Proud to be dealing with my debts!!0
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