Thursday 5/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• storecupboard lunch and tea-
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• clean one room tonight so not much to do next weekend
• try and find time for swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle - halloween feet today black and orange stripes:D

Good morning dfw's , After no snow we are now snowing again and quite heavily this morning, which is okay for me as I don't have to leave the building for work, but not so good for DD who has two ponies to get to and then on to college:eek: ..... looks like mum's taxi may be called into use.

Hugs for anyone feeling down or poorly , hope you are soon feeling better. Hi to all the regular posters and welcome to any newbies .

Welcome back to Klane :j

Okay that's the smiley fix done - catch up with you all later:D

OliveOyl_2

Am I first?


:j :j it's many a long month since I've been here (though I cheated, and posted my question & have now come back to edit :rotfl: :rotfl: )

So today I have/will:

• made my packed lunch
• done my scratch'n'click
• did my on-line banking (last night actually) and :mad: to A&L, but fortunately I can bin them
• It's Thursday so I shall clean my house (this is the advantage of the family living away form home, it takes an evening, not a week to clean the house ) using OS remedies
• go to the gym to use my membership
• leftovers for supper

It looks like very wet snow out there, but I have my Betty Boop socks on
Thanks SM

And have a great day everybody :A

skint-student-nurse

morning all!

hello from a snowed-under stroud,been up since 4am as a text from someone at work woke me up as they were excited about the snow...:rolleyes: work is an option today as im not sure i can get there!

lots to do today as im off home tomorrow,weather permitting,so my dfw aims for the day are:

• post ebay parcels
• transfer paypal money into account
• cashback sites
• list even more on ebay
• pack for trip home
• store cupboard dinner
• handing over cheque for deposit for my new flat...defanitly not a NSD :eek:

hope everyone is ok :snow_grin

ald65

My list for today is

use Tesco vouchers
check online accounts
bake mincemeat muffins
more Twinks hob nobs [thanks SM :T ]

slow cook chillie

lunch at Mums
online survey

Hope you all have a fab Thursday

sophiesmum_2

Ald65 Beware the twinks hob nobs - they are so delish but irresisitible - I hold twink entirely responsible for a fair proportion of my excess weight:rotfl: :rotfl:



OliveOyl - first post:T must be the betty boop socks:rotfl: :rotfl:

debt_free_me

Morning All

Well got to work about ten past 8 this morning in the hopes of doing more DFW stuff before work but it is taking my computer 10-15 mins to start up in the mornings so not done as much as I would have liked.

My list for today though is:
Have bought in lunch
Will fill up car tonight slowly as apparantyly by doing this you can get more in it? Something to do with air? and I will keep driving more economically
Will check online banking
Free scratch - 10p
Free bingo
Surveys
Find some shower gel/soap at home to open as have run out of my current bottle, rather than buy a new one
Look for mystery shops - Just picked up one for tomorrow. Is only £4 and a £3 reimbursment, so i'm wondering if I am actually going to get any money out of it, but it's my first one for this company so hopefully I will get better ones when I am off probabtion! plus it will be a free lunch except for the mile or 2 petrol and parking if I can't claim for that. Does anyone know how I claim expenses or should I ask on the MS thread?
Call the uni where I did my HND to get info for OU
Do some washing and dry on radiators/bannister
Monthly loan payment of £225.98 taken from account today

Went to buy some Rolo's from Vendor at work but they didn't fall out, so someone shook it and I got the Rolo's PLUS a packet of Wine Gums (which I don't like but I ate some anyway), other people at work have had some and I will give the rest to my Dad as he likes them, plus I got all my money back PLUS 5p, so I made 5p from 2 packets of sweets! :rotfl:

Hope you all have a good day

pixiechick99

Hellooo:j
Very snowy here in west country today....woop woop, school's are shut so day off for me and both girlies!!!
We're all up and I'm showered and dresses as didn't hear we were shut til 7.30 - so a lovely long day for me.
Ok here are plans for the day:

• Scratchcards
• Check banking and transfer TCs
• Transfer Quidco money (£5.44) to savings;)
• Get housework done seeing as I'm off work, save doing it at weekend
• NSD hopefully
• Washing on 30 and on airers/radiators
• Dinner from stuff in fridge - not cooked a decent meal in days:o
• Try keep heating off/low for as long as possible

That's all I can think of for now - will no doubt get some ideas from all you clever peeps too:T

BusPass_2

Good Morning all.

I am debt free ( sorry but I like to tell myself that EVERY morning) but what you folks do on here inspire me to change my habits.

Today is 4th NSD of the month.
Made up my packed lunch so no need to spend at lunchtime.
Brought the car to work but my mileage for going out to client interviews will cover the cost.
Still have home made soup left for tonight.
Checked bank balance ( no problems there)
Checked on line savings accounts ( I have made £125 in bonuses from ING in first of all opening an account then having family members open accounts. We all just put £1 in to get the bonuses then will close after all the bonuses have been paid. Not bad for £1.) They approached me out of the blue, I did not make the first move.

Found 3 pound coins in the car park yesterday after the snow had melted. Somebody had obviously dropped them in six inches of snow. I'm going to give the £3 to charity.

Have a great day.

Casperthefriendlyghost

Hi everyone

Today I'm going to the osteopath to try fix my back, then straight home, NSD otherwise for me today. Seeing the osteopath twice a week is enough to bankrupt anyone but needs must and she's good at fixing my back, just playing up big time at the moment.

I've a friend coming to stay for the weekend to cheer me up, which is nice, so am hoping that it's not going to be a spend, spend, spend weekend, will try hard not to, but have to go to dinner on Saturday evening so will spend some money on Saturday but it'll be so nice to see her.

Have a good day everyone and keep it low. By the way haven't got my socks on yet, but when I do they will be baby blue.

Cheers
Casper
x x

Piquant_2

I can feel a sulk coming on, no snow, just grey grey heavy rain, matches the mood in the office

Hello to everyone and welcome all you lovely new folk!

SM where did you get those smilies, I want them too! and there's a message for you on my diary....don't ask! :rolleyes: Things were silly last night...:rolleyes:

Must get on with work, so here's the list!

• online banking
• adjust sparkly new spreadsheet and back it up :rolleyes:
• bought in breakfast and lunch
• dinner from meal plan
• update diary
• go to library
• opaque black tights, but with leopard print shoes, need to be scary today

Be back later!

Pippilongstocking

Hi Guys
Will catch up on what you naughty lot have been upto in a mo...
Today
Walked to work!! 2x this week - wooo hooo and today it was in the meagre snow smattering we have here
Brought in extra milk from home therefore don't need put in coffee money this month (cheaper)
Done entry for online electricity - trying to do this everyday but I forget (itwas 2 months since my last confession
Must get car from airport - will try and cadge um ask nicely for a lift today
Transfer some money to savings
Rejig pressie shelf as its getting a bit crowded - I need a new system (not that I am complaining)
Walk dogs prob in field as its snowy and I will 'have' to take some photos of my lovely willows in the snow (its for the science I do it absolutely NOT for fun of being in a snowy field with dogs) its for the science.
Try not to play with shiney new phone
check bank
charge phone at work
look at baby hamper thing on here
admire the snow drops on my desk
wearing um looking - neon stripey knee length socks and flowery doc martens. thankfully no one can see the clash - I am going for more of a 'bizarre person let me alone to write' ..............than a scary piq lady today

Waving to you all - shiney new diary about to start later - still unnamed

The revenge of the stripey socks???

The good life gone a bit dfw.....

Any suggestions please on a post card


Waving