PPI Reclaiming Discussion part 4

lucieloo

thanks di. i think it will come to me cause the loan companies dont know im on a iva and the iva company dont know about these loans. hopefully i will raise enough to settle my iva early anyway! lol

di3004

lucieloo wrote: »

thanks di. i think it will come to me cause the loan companies dont know im on a iva and the iva company dont know about these loans. hopefully i will raise enough to settle my iva early anyway! lol

Cool........:T:T:j, that will be great and of course a great help to you as well, fingers crossed.;)

layer_cake

layer_cake wrote: »

Cahoot FlexiLoan PPI claim.

I am claiming this back from about 6-7 years ago. Abbey have written to me asking to speed up the process and ring me for further details tomorrow. Typical Flexi-loan situ - I didn't ask for it or want it, but the box was auto selected on the webpage online. I had barely any info on this, thought it was compulsory; thus would never have took it out. I did complain over the phone 2 years ago and this was dismissed so I thought I had no right to claim back.

I see there have been successes re Cahoot Loans on here re; PPI.

I used the standard stage 1 letter and have had a fast response to it (Ty MSE , and will keep this thread posted re; progress. Fingers crossed! :money:

After one letter, and one phone call, they have written and upheld my complaint. The offer is a FULL REFUND of the PPI premiums, plus 8% simple interest. Total £811. Lovely. Ty MSE and Martin! :money::beer::money:

di3004

layer_cake wrote: »

After one letter, and one phone call, they have written and upheld my complaint. The offer is a FULL REFUND of the PPI premiums, plus 8% simple interest. Total £811. Lovely. Ty MSE and Martin! :money::beer::money:

Wonderful, well done :T:T And Congratulations.:beer:

dobby203

Hi Di, thank you for your advice, I am going to request that they send me the recordings, and see what they say. Apparently the recordings are between the Customer Account manager and my partner, regarding whether I had any previous medical conditions etc, however, the insurance was in my name only so surely they should have spoken to me about it! I will let you know how I get on once I have listened to them,
Many thanks
Cheers

di3004

dobby203 wrote: »

Hi Di, thank you for your advice, I am going to request that they send me the recordings, and see what they say. Apparently the recordings are between the Customer Account manager and my partner, regarding whether I had any previous medical conditions etc, however, the insurance was in my name only so surely they should have spoken to me about it! I will let you know how I get on once I have listened to them,
Many thanks
Cheers

Your welcome Dobby and good luck, we look forward to hearing from you.;)

wutus

HI,
I am in the process of claiming through various companies for ppi, but i have come to a bit of a full stop with one, after sending off a claim to the woolwich for a loan I had with them (obvs now Barclay) back in november they sent a letter back to say they had forwarded to retail banking, Barclays in wavetree boulevard, wavertree technology park, liverpool, and it said on this letter that they will contact me in due course, however I have not heard a thing and after calling woolwich in sittingbourne who sent this letter,apparently they dont have a telephone number for them as they dont contact them by phone ?????? mmmmm wot a load of bull!!! anyway i did magage to get one number 0151 801 3973 but it just ring and ring and rings, no queue no nothing gggrrrr so frustrating all i want to do is chase it up and make sure they have received it from the woolwich, does anyone know another number i can try please???
sorry to waffle on ..

di3004

wutus wrote: »

HI,
I am in the process of claiming through various companies for ppi, but i have come to a bit of a full stop with one, after sending off a claim to the woolwich for a loan I had with them (obvs now Barclay) back in november they sent a letter back to say they had forwarded to retail banking, Barclays in wavetree boulevard, wavertree technology park, liverpool, and it said on this letter that they will contact me in due course, however I have not heard a thing and after calling woolwich in sittingbourne who sent this letter,apparently they dont have a telephone number for them as they dont contact them by phone ?????? mmmmm wot a load of bull!!! anyway i did magage to get one number 0151 801 3973 but it just ring and ring and rings, no queue no nothing gggrrrr so frustrating all i want to do is chase it up and make sure they have received it from the woolwich, does anyone know another number i can try please???
sorry to waffle on ..

Hi Wutus
Hope your well, and how frustrating for you.:eek:

However, I would still write to the ones that sold you this in the first place and see what they come back with, if anything they should enclose address details of the other company on whom your trying to contact, if so you write to them ( a bit of a pain I know), but if they don't get back to you by 8 weeks you are still entitled to take them to the financial ombudsman service (FOS), so basically if they ignore your letters the FOS would take over this for you.

Or another way is, to ask the FOS to write to them on your behalf, its unlikely they will ignore them, give the FOS a call this coming week if you want to explain your situation and request they write on your behalf, or of course when you have the address details if the Woowich do not take responsibility then.;)

lucieloo

hi i was wondering if anyone new the correct adress to send my first letter to firstplus??

di3004

lucieloo wrote: »

hi i was wondering if anyone new the correct adress to send my first letter to firstplus??

Found this address here, not sure if its the correct one, hopefully someone will clarify.;)

Name & Registered Office:

FIRSTPLUS LIMITED
DEVONSHIRE HOUSE
1 DEVONSHIRE STREET
LONDON
W1W 5DR

Company No. 04613407