DC's journey to become debt free and saving for wedding

debt_cruncher

Evening everyone

I have joined the make £10 a day challenge. So in preparation for this starting tomorrow I have opened another bookie account for a free £25 bet. I need to open a lot more cause I have been slacking the past few days. I have joined the flylady thread to get me motivated to do the house work. This is where my spare time is being spent but at least I will have a clean house.

Not much has been happening of the debt front. I have been keeping up with my Payment a Day and the begone funds are creeping up slowly. I am off to look for some more free bets.

DC

Karen_30

Just been reading your thread, you're doing really well Can I ask, what bets are you doing?? How does that work??

Good on you with £10 a day challenge...i'm not as brave as you i've gone for £5 a day.

I have a few mini savings plans going but hoping one of those will turn into a wedding savings fund eventually

Think I will take a peak at the flylady thread....a couple of people have mentioned it on their threads and have been struggling to make the effort to do mine this evening

debt_cruncher

Evening everyone

I have been doing well at the MBing and I now have a profit of £53.10 and £75 tracked in quidco after two weeks. I have more bets placed for weekend football matches and I hope to have a profit off over £100 by the middle of next week.

I now have the balance on the black horse account down to £400 and I have done this by the Payment a Day challenge. The DIY fund is also coming along nicely. I hope to do more work to the house over the Easter holidays.

DC

MellyB_2

Well done DC!
You seem to be doing really well with the Payment a Day plan - I think I should consider this myself!
Keep up the good work.

debt_cruncher

MellyB wrote: »

Well done DC!
You seem to be doing really well with the Payment a Day plan - I think I should consider this myself!
Keep up the good work.

Hi MellyB

The Payment a Day thread is very addictive. It is this that is making me pay my debts of faster.

DC

debt_cruncher

Afternoon everyone

Well I have paid off another £197 of the car loan. The black horse begone fund is only creeping along at the minute as money is very tight this month. I had to lend my dad £250 at the weekend as he is up to his overdraft limit. The rates also comes out again this month but it is only up £2 a month.

On a happier note I think I am getting a 10% pay rise at the end of the month. So this extra money will go into the wedding fund.

DC

Lemon_Tree

well done for getting a payrise, i have an pay increment due this month as well.
I've never had the courage with MBetting as there's a risk involved and i'm not good at risk, but i'm not doing too bad on the free scratch cards and that's fine for me

Karen_30

Hi!

Well done on the payments :T You're doing really well and seem so organised and motivated - it makes me want to get sorted so thanks.

Thanks also for posting on my diary and PM - I haven't been posting on my diary as not a lot to say but having fun reading and posting on other. Maybe I should get back to posting on mine to keep myself motivated.

You must be pleased with the payrise, that's def going to help with those wedding costs

debt_cruncher

Evening everyone

Well today got off to a bad start I got news this morning that the laptop can't be fixed. So I have got 3 options either take it back to the shop and try to get a replacement because it is only 14mths old, claim of the insurance or sell it on ebay for spare parts. I really can do without the hassle or fighting with the shop and I don't want to claim of the insurance because I am then fixed in with the company I am with and they will probably load the insurance next year. So I think the only thing I can do it try to sell it and save some money to buy a new one.

On the debt side of things I have reached another £10 on the sratchcards and I have placed another free bet. So I should have some more money by the weekend.

DC

mooomin

Did you get any kind of extended warranty with the laptop?

Only reason I ask is that when our old PC went to the scrapheap in the sky it was only two weeks shy of being a year old and the standard warranty with PC World was only a year :eek:

You might find it worth a shot to take it back to the shop - I would do this anyway as it's so new (Comparatively) and you could argue it wasn't fit for purpose.

Good luck with it anyway!