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Sub Prime Credit Thread Part II

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  • did you go for more than the £5k or less mate? Weird though that they wont give me card/bank account but they will give a loan...? They are shut now anyway :rotfl:

    with her
    account yes no od,no c/ card
    month later c/card app answer no
    month later 3.5k od/ given ,not asked for
    2 months c card app,answer no
    next day loan offer ,accepted.
    6 months od raised to 4500 automaticly
    still refuse her a credit card.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    with her
    account yes no od,no c/ card
    month later c/card app answer no
    month later 3.5k od/ given ,not asked for
    2 months c card app,answer no
    next day loan offer ,accepted.
    6 months od raised to 4500 automaticly
    still refuse her a credit card.

    makes no sense really..... they wont give me a bank account either - also i've been declined over 30 times in the last month so I doubt they will say yes to me - haha, i'll give it a miss I think......

    see here for loan info: http://www.halifax.co.uk/loans/Summary%20Box%20-%20Smaller%20Loan.asp
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • makes no sense really..... they wont give me a bank account either - also i've been declined over 30 times in the last month so I doubt they will say yes to me - haha, i'll give it a miss I think......

    see here for loan info: http://www.halifax.co.uk/loans/Summary%20Box%20-%20Smaller%20Loan.asp

    i was worried about 30 searches for 12 months,blimey.actually there must be a guiness record for apps.you must be in the running haha
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    i was worried about 30 searches for 12 months,blimey.actually there must be a guiness record for apps.you must be in the running haha


    mate you must have seen my post where I showed my searches...?? Its over 150 for the year.....:confused: haha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • mate you must have seen my post where I showed my searches...?? Its over 150 for the year.....:confused: haha

    luck youre on a sabatical then,you dont want to overstreach the cra's.
    on the halifax subject,sort of.
    do you think the aqua card will be a route to their offers.my bank of scot sub prime card is,as it uses halifax website???
    im going now, to wake the megabeast , o/h,to sort me the hd sky you made me want.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    NID keeps the CRA's afloat during the credit crunch
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Ahhh, I had no offers I just applied and got that screen, so you think they will just ask me some security stuff then? I may ring tomorrow and see what they say then lol
    Be brilliant if you got accepted
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    NID keeps the CRA's afloat during the credit crunch

    Just complained about Equifax & Call Credit sharing incorrect data to ICO:

    icocomplaint270409.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Be brilliant if you got accepted

    I won't get accepted mate, I doubt they want to check a couple of security questions either somehow, me thinks they will try the spanish inquisition mate :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I won't get accepted mate, I doubt they want to check a couple of security questions either somehow, me thinks they will try the spanish inquisition mate :confused:
    More than likely
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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