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Sub Prime Credit Thread Part II
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never-in-doubt wrote: »did you go for more than the £5k or less mate? Weird though that they wont give me card/bank account but they will give a loan...? They are shut now anyway :rotfl:
with her
account yes no od,no c/ card
month later c/card app answer no
month later 3.5k od/ given ,not asked for
2 months c card app,answer no
next day loan offer ,accepted.
6 months od raised to 4500 automaticly
still refuse her a credit card.littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
victor-meldrew wrote: »with her
account yes no od,no c/ card
month later c/card app answer no
month later 3.5k od/ given ,not asked for
2 months c card app,answer no
next day loan offer ,accepted.
6 months od raised to 4500 automaticly
still refuse her a credit card.
makes no sense really..... they wont give me a bank account either - also i've been declined over 30 times in the last month so I doubt they will say yes to me - haha, i'll give it a miss I think......
see here for loan info: http://www.halifax.co.uk/loans/Summary%20Box%20-%20Smaller%20Loan.asp2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »makes no sense really..... they wont give me a bank account either - also i've been declined over 30 times in the last month so I doubt they will say yes to me - haha, i'll give it a miss I think......
see here for loan info: http://www.halifax.co.uk/loans/Summary%20Box%20-%20Smaller%20Loan.asp
i was worried about 30 searches for 12 months,blimey.actually there must be a guiness record for apps.you must be in the running hahalittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
victor-meldrew wrote: »i was worried about 30 searches for 12 months,blimey.actually there must be a guiness record for apps.you must be in the running haha
mate you must have seen my post where I showed my searches...?? Its over 150 for the year.....haha
2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »mate you must have seen my post where I showed my searches...?? Its over 150 for the year.....
haha
luck youre on a sabatical then,you dont want to overstreach the cra's.
on the halifax subject,sort of.
do you think the aqua card will be a route to their offers.my bank of scot sub prime card is,as it uses halifax website???
im going now, to wake the megabeast , o/h,to sort me the hd sky you made me want.littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
NID keeps the CRA's afloat during the credit crunchBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
never-in-doubt wrote: »Ahhh, I had no offers I just applied and got that screen, so you think they will just ask me some security stuff then? I may ring tomorrow and see what they say then lolBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »NID keeps the CRA's afloat during the credit crunch
Just complained about Equifax & Call Credit sharing incorrect data to ICO:2010 - year of the troll
Niddy - Over & Out :wave:
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Innocent_Guy wrote: »Be brilliant if you got accepted
I won't get accepted mate, I doubt they want to check a couple of security questions either somehow, me thinks they will try the spanish inquisition mate2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »I won't get accepted mate, I doubt they want to check a couple of security questions either somehow, me thinks they will try the spanish inquisition mateBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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