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Sub Prime Credit Thread Part II

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Comments

  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Thats shocking, if it was me I would have got his wifes number and sent the texts to her :eek:
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • kiora wrote: »
    Thats shocking, if it was me I would have got his wifes number and sent the texts to her :eek:

    Not a bad idea:beer:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    it.s the weekend
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Hey guys, last week I appealed a credit card application from Ulster Bank and guess what...they have accepted me with a £500 limit @ 19.9% APR! :beer:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • cifpower
    cifpower Posts: 6,502 Forumite
    PROLIANT wrote: »
    Hey guys, last week I appealed a credit card application from Ulster Bank and guess what...they have accepted me with a £500 limit @ 19.9% APR! :beer:
    Congrats! Exactly how I get mine. Ulster Bank must take appeals very seriously
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I have just paid off one of my final two defaults!!! :j :j

    Will lenders look at a satisfied default different from a normal default?

    Just £187 left to pay and then I have paid both off.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    cifpower wrote: »
    Congrats! Exactly how I get mine. Ulster Bank must take appeals very seriously
    Just got to sign and return the CCA and my card will arrive a couple of weeks later.
    What are they like on reviews on credit limit etc?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Well done Proliant! What did you have to send in or say for the appeal? What her cards etc do you have?
  • cifpower
    cifpower Posts: 6,502 Forumite
    PROLIANT wrote: »
    Just got to sign and return the CCA and my card will arrive a couple of weeks later.
    What are they like on reviews on credit limit etc?
    Mine has never been increased automatically as I ring every six months and ask for an increase. My first increasewas just £100 and then it was £500 and then £350. Not huge jumps but fine by me. I might lay off ringing them next month to see f I get an automatic bump.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Well done Proliant! What did you have to send in or say for the appeal? What her cards etc do you have?
    I promised the lass in the underwriting dept on the phone that I would take her out and let her sample my geordie pudding! :p
    Seriously though, I rang and appealed and was asked to send in pay slips and bank statements etc.
    I have a Capital One Visa, Monument Visa, Vanquis Visa (Just closed the other day).
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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