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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    Remember you do have three months for an appeal so if needby you could get DLA so on to issue you letters confirming your income.

    I would think you have more chance as you already have a mainstream CC
    I sent them proof of my DLA and IB. I couldn't find my LHA award letter or one from IS
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I sent them proof of my DLA and IB. I couldn't find my LHA award letter or one from IS

    Hopefully they accept that, I think there underwriters are quite lenient
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Hopefully they accept that, I think there underwriters are quite lenient
    If they were lenient they would have accepted my bank statements as proof of income instead of faffing around with this crap.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    If they were lenient they would have accepted my bank statements as proof of income instead of faffing around with this crap.

    I suppose............ Maybe they have a tick box of what they can and can't accept.... I wonder if they request my pay slips?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    I suppose............ Maybe they have a tick box of what they can and can't accept.... I wonder if they request my pay slips?
    They probably will. IMO they should make it plain what they want in the letter they send you after you write your letter of appeal. Instead of asking for 3 months bank statements and 2 utility bills if I am not working they should ask for proof of my benefits.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hopefully they accept that, I think there underwriters are quite lenient


    I can't wait until Tuesday. Can you ring them now please.:p

    Do any of you watch the Inbetweeners on E4 on a Thursday night. It's so funny!
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    I can't wait until Tuesday. Can you ring them now please.:p

    Do any of you watch the Inbetweeners on E4 on a Thursday night. It's so funny!
    I don't watch, no
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I don't watch, no

    Can you ring Tesco please!!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I can't wait until Tuesday. Can you ring them now please.:p

    Do any of you watch the Inbetweeners on E4 on a Thursday night. It's so funny!

    It's hillerious!! In real life they are all in there 20's...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Can you ring Tesco please!!
    on the phone now
This discussion has been closed.
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