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Sub Prime Credit Thread Part II

18148158178198201003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Where has all of NIDs phantom defaults gone?

    Who knows???? Did you ever see a copy of his credit file.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Just applied for a Jacamo and was accepted with a £125 limit! :T

    On the road to more Greeno's on the credit file.

    Thanks Guys!

    Well done, that CL will soon double then triple.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I placed a small order and had email confirmation by email, so hopefully its a proper acceptance!
    Official SOS Club number 011 - Dry until 17/11/2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    The limit may disappear and appear again tomorrow if you are formally accepted

    I had to log out and then log back in to get my account set up properly.
    I also heard on the grapevine that if you add a payment card and it goes to underwriters they are more likely to accept you
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I placed a small order and had email confirmation by email, so hopefully its a proper acceptance!

    Well done..... I still need to set up my DD.

    Don;t really need jacamo now as I have been accepted for Littlewoods and Empire...... I only really have all of them for the 0's....... CF will be BRILLIANT this time next year!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Well done, that CL will soon double then triple.....

    Oh good, I opened it in the hope I could order a PS3 and pay for it in 4 installments.

    It makes more sense to buy a PS3 than a blu ray player and our PS2 has just died so a replacement is needed!

    How long do they take to increase?
    Official SOS Club number 011 - Dry until 17/11/2009
  • Well done..... I still need to set up my DD.

    Don;t really need jacamo now as I have been accepted for Littlewoods and Empire...... I only really have all of them for the 0's....... CF will be BRILLIANT this time next year!


    Jacamo seems a little limited in range, can Jacamo customers use their accounts on all JD williams brands?
    Official SOS Club number 011 - Dry until 17/11/2009
  • cifpower
    cifpower Posts: 6,502 Forumite
    Jacamo seems a little limited in range, can Jacamo customers use their accounts on all JD williams brands?
    Yes they can
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Oh good, I opened it in the hope I could order a PS3 and pay for it in 4 installments.

    It makes more sense to buy a PS3 than a blu ray player and our PS2 has just died so a replacement is needed!

    How long do they take to increase?

    Usually every month mate ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Yes they can

    Do you use the same login?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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