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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I know. I've only used a £100 of my £1000. They don't have a wide range of items to purchase.

    IMHO SDG sell better stuff.

    jacamo are crap just use them for the green 0's
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    Sygma offer the Flybe card which alot of people are being accepted for however you run the risk of a cifas.

    Why not give it a shot?
    clair6y was accepted last week
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    What incorrect data was it?

    Christ I thought I was nosey! :p

    Double defaults.

    A default out of date.

    Outstanding debt searches.

    It's sorted now! Hopefully. :o
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    jacamo are crap just use them for the green 0's

    I wouldn't say crap.

    Just the range isn't as good as SDG. IMO.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Christ I thought I was nosey! :p

    Double defaults.

    A default out of date.

    Outstanding debt searches.

    It's sorted now! Hopefully. :o
    LOL - Experian told me mine was fine however the lenders say it is not LOL

    Equifax sorted mine quite easily
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Innocent_Guy wrote: »
    Sygma offer the Flybe card which alot of people are being accepted for however you run the risk of a cifas.

    Why not give it a shot?
    Sygma turned me down in Sept last year for an Adams card. Applied, got 7-10 day message then a letter 3 days later.. all it said was " go away you stupid fool" :mad:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I wouldn't say crap.

    Just the range isn't as good as SDG. IMO.
    I think they need to widen the range
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brian1966 wrote: »
    Sygma turned me down in Sept last year for an Adams card. Applied, got 7-10 day message then a letter 3 days later.. all it said was " go away you stupid fool" :mad:
    Did you appeal?

    Did you have a good CF at that point or is it alot more attrative now?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 13 April 2009 at 11:30PM
    Right, I'm off to watch 'The Paddy Crerand Show'. Which I recorded from MUTV earlier. (Brian will know who Paddy is)

    Good Night Guys.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Right, I'm off to watch 'The Paddy Crerand Show'. Which I recorded from MUTV earlier. (Brain will know who Paddy is)

    Good Night Guys.
    Night mate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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