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Sub Prime Credit Thread Part II

17537547567587591003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    They are part of JD Williams

    I will pose a question.

    "Do you have a pulse"?

    If you do, you will get an account!

    I have one with Jacamo and the limit keeps getting higher and higher. Currently £1000.
    I know :) My friend was perswaded by my to apply for jacamo. I was shocked to see he was accepted as his CR is the worst with prob 8 defaults, VT & multipal ( at least 30 ) missed payments
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    I heard next are hard......

    How are Simply Be & Fashion World?
    Easy Easy Easy :j
    99.5%
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Who are the companies involved?

    Didn't you apply to them?
    Every search I did before Feb / March 2009 I requested to be removed due to incorrect information on my CF
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    They are part of JD Williams

    I will pose a question.

    "Do you have a pulse"?

    If you do, you will get an account!

    I have one with Jacamo and the limit keeps getting higher and higher. Currently £1000.
    If only they offered CC's/ I know they have the accessory card but hey

    It is the same risk give us £1000 limit on a card not on a catalogue LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Every search I did before Feb / March 2009 I requested to be removed due to incorrect information on my CF

    I wonder if that's worth a go with myself. Especially on Equifax as I had incorrect data. :confused:

    I raised 5 different disputes with them about incorrect data.

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I wonder if that's worth a go with myself. Especially on Equifax as I had incorrect data. :confused:

    I raised 5 different disputes with them about incorrect data.
    I would do it mate what you got to lose?

    Have you written your email to o2 yet?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    If only they offered CC's/ I know they have the accessory card but hey

    It is the same risk give us £1000 limit on a card not on a catalogue LOL
    If it was Jd Williams themselves offering the accessory card I would apply like a shot but Sygma??? I wouldn't have a chance :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »

    I raised 5 different disputes with them about incorrect data.
    What incorrect data was it?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brian1966 wrote: »
    If it was Jd Williams themselves offering the accessory card I would apply like a shot but Sygma??? I wouldn't have a chance :confused:
    Sygma offer the Flybe card which alot of people are being accepted for however you run the risk of a cifas.

    Why not give it a shot?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If only they offered CC's/ I know they have the accessory card but hey

    It is the same risk give us £1000 limit on a card not on a catalogue LOL

    I know. I've only used a £100 of my £1000. They don't have a wide range of items to purchase.

    IMHO SDG sell better stuff.
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