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Sub Prime Credit Thread Part II

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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Vanquis never credit checked me and sent me a Visa last year, never increased my limit so I closed the account yesterday.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening all
  • well applied to 'grattan' to get the 20% off the first order and 3% cash back through a cashback site - and they turned me down!!!!! insulted or what!
  • seeya23
    seeya23 Posts: 2,330 Forumite
    that bad news then
  • Received a letter from Capital One this morning saying i've been approved for their Classic card - :j. I also got one from Aqua saying I had been declined lol, not that I'm bothered now anyway.

    Weird thing is I was declined only just last month for a Capital One Classic card, aswell as for a O2 sim-only contract, though I was accepted for latter this week also - hmmmm, strange......

    Further to the above. I was reading a thread about some of you people being initially accepted for the Classic Capital One card, sending of the signed agreement but then later being told you've now been declined :huh:.

    This isnt a common occurance is it? As I am now abit worried now :o
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    yoyoyo cant believe you lot lost faith in me sutton summed it up i had a friend down over the weekend and i have been working loads and ended up pulling a muscle in my lower back i would have rather broke my ankle again man its sore still a little sore now!
    so whats news apart from the credit world and the recent cold weather how is everyone etc???
    you cant change yesterday
    but you can make tomorrow better
  • jus be patient VANQUIS will giv u a call even if you are not there, they will leave a msg as long as u hav working land line number you will be approved
  • sussan wrote: »
    jus be patient VANQUIS will giv u a call even if you are not there, they will leave a msg as long as u hav working land line number you will be approved

    They will approve anyone as long as that person has a working landline?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i didnt get a call just got a emaill saying no 10 days later
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    darcyvuqua wrote: »
    yoyoyo cant believe you lot lost faith in me sutton summed it up i had a friend down over the weekend and i have been working loads and ended up pulling a muscle in my lower back i would have rather broke my ankle again man its sore still a little sore now!
    so whats news apart from the credit world and the recent cold weather how is everyone etc???


    Nice to see you up and about Darcy, I've got to go for accupuncture for my back, take it easy and dont over do it.
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
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