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Sub Prime Credit Thread Part II

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  • cifpower
    cifpower Posts: 6,502 Forumite
    I am tempted to apply for something. I wanna! I wanna! I wanna!
  • ive just loggerd on to cap1 and they have raised my credit limit from £400 to £1400. cant believe my luck. ive had this card for 4 years now and my credit rating is terrible but have always tried to pay this on time. and finally after 4 years it has paid off. yippee!!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    COUSCOUS wrote: »
    ive just loggerd on to cap1 and they have raised my credit limit from £400 to £1400. cant believe my luck. ive had this card for 4 years now and my credit rating is terrible but have always tried to pay this on time. and finally after 4 years it has paid off. yippee!!


    Congratulations. :D

    A good increase as well not a pathetic increase like £100 either.
  • jakemuk
    jakemuk Posts: 973 Forumite
    COUSCOUS wrote: »
    ive just loggerd on to cap1 and they have raised my credit limit from £400 to £1400. cant believe my luck. ive had this card for 4 years now and my credit rating is terrible but have always tried to pay this on time. and finally after 4 years it has paid off. yippee!!


    How many other increases have you had ?
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I am tempted to apply for something. I wanna! I wanna! I wanna!

    What are you after Cif? ;)

    Have you tried Aqua?
  • louiser123
    louiser123 Posts: 1,248 Forumite
    cifpower wrote: »
    I am tempted to apply for something. I wanna! I wanna! I wanna!

    oh go on you know you want to!!!! lol
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • it started off at £200 and then increased to £400 pretty quickly but this increase has taken years. at least now i have the willpower not to spend it cos im trying to be a lot better and repair my credit file. it could take some time!!
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Cif...resist the urge lol mind over application finger.
    Couscous well done it just goes to show you can be sub prime but still get good limits, hard work pays off. I always try to pay on time and although my Lloyds and MBNA are online I hate it that Vanquis and Aqua aren't, its easier to go online and check statements.
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    oh go on you know you want to!!!! lol


    Hello Louiser. What have you been up to tonight?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kiora wrote: »
    Cif...resist the urge lol mind over application finger.
    Couscous well done it just goes to show you can be sub prime but still get good limits, hard work pays off. I always try to pay on time and although my Lloyds and MBNA are online I hate it that Vanquis and Aqua aren't, its easier to go online and check statements.


    Do you bank with Lloyds then Kiora or do they do a sub prime card as well?
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