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Sub Prime Credit Thread Part II

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Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What's this about Flybe and CIFAS's? I've just applied for Flybe today...
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    really? right now over the phone even though they said 7-10 days? It has to be looked at by u/w surely?
    Yep, I called them at like 10 at night I said I had applied but didn't know the outcome, they checked and said declined lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening troopers
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    TheEffect wrote: »
    What's this about Flybe and CIFAS's? I've just applied for Flybe today...

    they are nortorious for issuing cifas if anything doesn't add up. so say you change mobiles they could add one - they are a nightmare! :j
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    they are nortorious for issuing cifas if anything doesn't add up. so say you change mobiles they could add one - they are a nightmare! :j
    Oh great. I have about a 99% chance of being declined, so it's nothing to worry about just yet. :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    evening troopers
    Evening Fairmon
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    Oh great. I have about a 99% chance of being declined, so it's nothing to worry about just yet. :D
    OH has no reason for cifas tho
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    see here: #29
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    see here: #29
    Thanks,

    My balance is £2 lol.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Are you 18 years or over?
    Tick.gif
    Have you been a resident in the UK for at least 1 year?

    Tick.gif
    Do you have a current UK bank account and a phone number registered to your address?

    Tick.gif
    Do you have a good credit history with no previous defaults or County Court Judgments?

    Tick.gif
    Do not already have a Debenhams Card?

    Tick.gif
    Are you or your partner in permanent paid employment, min 16 hrs/week, self-employed, retired or in receipt of invalidity or disablity allowance?

    Tick.gif
    Do you have an email address?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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