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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    moyilla wrote: »
    I have Vanquis and Littlewoods and my mobile contract (since 2001 never defaulted on that)
    You should deffo try Next then
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    What file did your defaults disappear from?

    Equifax.

    No defaults, CCJ's, CIFAS (unless hidden) but too many searches on Equifax. At least Equifax has removed 7 'outstanding debt' searches because the debt is Statute Barred and they shouldn't of done them.

    Naught Naught DCA (Mackenzie Hall). :naughty:

    I must admit Equifax are alot more helpful than Experian :mad: . I have had 8 disputes with Equifax since I joined them in February and only 1 wasn't resolved. :)

    So hopefully by September I will be on the Electoral Roll and by then I'll be down to only a few searches. Futhermore loads of green o's. :D
  • moyilla
    moyilla Posts: 1,834 Forumite
    Part of the Furniture Combo Breaker
    cifpower wrote: »
    You should deffo try Next then


    Do you think I would stand a chance?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    never-in-doubt wrote: »
    This is interesting - relevant to HSBC Behavioural scores and Lloyds etc.....

    http://www.guardian.co.uk/money/2006/aug/19/accounts.saving

    :beer:

    Good Evening NID. How are you?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Equifax.

    No defaults, CCJ's, CIFAS (unless hidden) but too many searches on Equifax. At least Equifax has removed 7 'outstanding debt' searches because the debt is Statute Barred and they shouldn't of done them.

    Naught Naught DCA (Mackenzie Hall). :naughty:

    I must omit Equifax are alot more helpful than Experian :mad: . I have had 8 disputes with Equifax since I joined them in February and only 1 wasn't resolved. :)

    So hopefully by September I will be on the Electoral Roll and by then I'll be down to only a few searches. Futhermore loads of green o's. :D

    All good news then!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    moyilla wrote: »
    I have Vanquis and Littlewoods and my mobile contract (since 2001 never defaulted on that)

    What limit do you have with Littlewoods?
  • moyilla
    moyilla Posts: 1,834 Forumite
    Part of the Furniture Combo Breaker
    So have any of you guys seen anyone on here with really, really bad cradit history and after a long ride becoming more affluent with credit?
  • cifpower
    cifpower Posts: 6,502 Forumite
    moyilla wrote: »
    Do you think I would stand a chance?
    I should think so :)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Good Evening NID. How are you?

    Hi mate - yea good thanks, you? You'll be lost for the nest 2 days haha!

    See you around next week matey :-) :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • moyilla
    moyilla Posts: 1,834 Forumite
    Part of the Furniture Combo Breaker
    sutton111 wrote: »
    What limit do you have with Littlewoods?

    I have £750, started with £500.

    I get my 6th statement from Vanquis next month
This discussion has been closed.
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