Sub Prime Credit Thread Part II

cifpower

moyilla wrote: »

I have Vanquis and Littlewoods and my mobile contract (since 2001 never defaulted on that)

You should deffo try Next then

sutton111

cifpower wrote: »

What file did your defaults disappear from?

Equifax.

No defaults, CCJ's, CIFAS (unless hidden) but too many searches on Equifax. At least Equifax has removed 7 'outstanding debt' searches because the debt is Statute Barred and they shouldn't of done them.

Naught Naught DCA (Mackenzie Hall).

I must admit Equifax are alot more helpful than Experian :mad: . I have had 8 disputes with Equifax since I joined them in February and only 1 wasn't resolved.

So hopefully by September I will be on the Electoral Roll and by then I'll be down to only a few searches. Futhermore loads of green o's.

moyilla

cifpower wrote: »

You should deffo try Next then

Do you think I would stand a chance?

sutton111

never-in-doubt wrote: »

This is interesting - relevant to HSBC Behavioural scores and Lloyds etc.....

http://www.guardian.co.uk/money/2006/aug/19/accounts.saving

:beer:

Good Evening NID. How are you?

cifpower

sutton111 wrote: »

Equifax.

No defaults, CCJ's, CIFAS (unless hidden) but too many searches on Equifax. At least Equifax has removed 7 'outstanding debt' searches because the debt is Statute Barred and they shouldn't of done them.

Naught Naught DCA (Mackenzie Hall).

I must omit Equifax are alot more helpful than Experian :mad: . I have had 8 disputes with Equifax since I joined them in February and only 1 wasn't resolved.

So hopefully by September I will be on the Electoral Roll and by then I'll be down to only a few searches. Futhermore loads of green o's.

All good news then!

sutton111

moyilla wrote: »

I have Vanquis and Littlewoods and my mobile contract (since 2001 never defaulted on that)

What limit do you have with Littlewoods?

moyilla

So have any of you guys seen anyone on here with really, really bad cradit history and after a long ride becoming more affluent with credit?

cifpower

moyilla wrote: »

Do you think I would stand a chance?

I should think so

never-in-doubt

sutton111 wrote: »

Good Evening NID. How are you?

Hi mate - yea good thanks, you? You'll be lost for the nest 2 days haha!

See you around next week matey :-) :eek:

moyilla

sutton111 wrote: »

What limit do you have with Littlewoods?

I have £750, started with £500.

I get my 6th statement from Vanquis next month