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Sub Prime Credit Thread Part II

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Comments

  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    OK thanks.i was statring to think that.so the method they use to set your apr on there cards doesnt go down to sub prime level then.i think my bos sub prime card is better apr than aqua.
    thanks again
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • cifpower
    cifpower Posts: 6,502 Forumite
    I can't get a CG card with my Halifax account. When I applied back in 07 I only applied for the debit card apparently. The only way I can get a cheque guarantee card is by applying for a brand new account.
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    cifpower wrote: »
    I can't get a CG card with my Halifax account. When I applied back in 07 I only applied for the debit card apparently. The only way I can get a cheque guarantee card is by applying for a brand new account.

    Have you asked if you can open an additional account. Then use that for spends and your current one for bills.

    They may give you a cheque facility on the new account.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Funnily enough I just applied online for a second account and was turned down
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    cifpower wrote: »
    Funnily enough I just applied online for a second account and was turned down

    Why?

    I thought you're aloud up too 3 additional accounts with the Halifax?

    They give you a £3600 OD, but not an additional account.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Why?

    I thought you're aloud up too 3 additional accounts with the Halifax?

    They give you a £3600 OD, but not an additional account.
    Each account has to be credit scored and obviously I failed. It is odd they won't give me that but will give me a £3.5k OD
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    cifpower wrote: »
    Each account has to be credit scored and obviously I failed. It is odd they won't give me that but will give me a £3.5k OD

    Extremely odd.

    If you receive your Tesco card, are you going to close Vanquis or leave it for emergencies?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Extremely odd.

    If you receive your Tesco card, are you going to close Vanquis or leave it for emergencies?
    I hardly ever use my Vanquis but was overjoyed when I got it so I might keep it just in case
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    cifpower wrote: »
    I hardly ever use my Vanquis but was overjoyed when I got it I might keep it just in case

    I would be ecstatic if I received one.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    I would be ecstatic if I received one.
    One day my son :money:
This discussion has been closed.
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