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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Another CIFAS removal session needed I think after tonights festivities. LOL

    Yes you should resend all your SARS tommorow LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Why do those women selling dance albums sound like they have inhaled helium?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    No he advised every 1st monday of the month the limits are adjusted. Someone else advised me that on the above date the banks get fed info from the CRA's about account conducts.

    This is supposed to apply to HSBC aswell

    nah mate, they dont get feeds as they cannot use that info without our auth - maybe for internal reasons only.... however I dont care cos i'd just argue that the CRA is wrong and to go by the way i've held account - that is the best proof you can give cos they got history etc....

    first hand knowledge of the risk they are taking on.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cifpower
    cifpower Posts: 6,502 Forumite
    never-in-doubt wrote: »
    Ok Howard...... ;)

    http://www.youtube.com/watch?v=uEVjbosMqFM
    Ummmm, ok?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I was gonna apply for a Lloyds CC as it is from blackhorse I believe and I have a fully settled loan with them so thought it would sound good in an appeal letter

    its from who? are you sure black horse isnt racist? it should be called a horse that has a tan...... :confused:

    Black horse are finance company, thought lloyds tsb issued their own and the amex duo?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    nah mate, they dont get feeds as they cannot use that info without our auth - maybe for internal reasons only.... however I dont care cos i'd just argue that the CRA is wrong and to go by the way i've held account - that is the best proof you can give cos they got history etc....

    first hand knowledge of the risk they are taking on.
    This is true!

    What annoyed me is I know a guy who has been in this country for 8 months, applied for a current account and got accepted with O/D and CC!

    I was livid
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cifpower wrote: »
    Why do those women selling dance albums sound like they have inhaled helium?

    cos a high % have mate!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    This is true!

    What annoyed me is I know a guy who has been in this country for 8 months, applied for a current account and got accepted with O/D and CC!

    I was livid

    bet he was immigrant right?:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    its from who? are you sure black horse isnt racist? it should be called a horse that has a tan...... :confused:

    Black horse are finance company, thought lloyds tsb issued their own and the amex duo?
    Mr comedian is back - I was told they were all linked...... I am not 100% sure tho
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    bet he was immigrant right?:D
    He is an eastern euro
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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