Sub Prime Credit Thread Part II

never-in-doubt

Innocent_Guy wrote: »

Yeah hopefully........ Barclays think that I should soon be Pre-Apporved for there Premier Credit Card ...... Hopefully if the adjust my limits I an have it without be searched.

what do you mean they said you should soon be accepted? They wouldn't know unless the done an application mate!!! Its the typical barclays BS.... also they have been dropping limits so don't hold your breath matey

claire6hy

never-in-doubt wrote: »

remember the CSA is all change and when the new dept opens in Leeds it will revolutionise the way absent parents are targeted. Put it this way, they can now issue driving bans, revoke passport and visit you at work - all to get the dosh. You will get money, just takes time....

Regards to access, you have no legal oblogation to allow him access - if he is upsetting her routine by flash visits etc then access can be revoked - by you, whenever you want. My eldest is a step (never use that term though, i'm her old man) has never seen her 'sperm donor' since he walked out many years ago - his loss is what I say. He was hit by the csa and we returned all payments as no money meant no legal access, i.e. we didn't feel guilty telling him to beggar off.

He has no part in my kids lives and I am glad!

thanks
ive got myself so worked up and angry and upset about it....
just trying to stay calm knowing that im being grown up

Innocent_Guy

never-in-doubt wrote: »

what do you mean they said you should soon be accepted? They wouldn't know unless the done an application mate!!! Its the typical barclays BS.... also they have been dropping limits so don't hold your breath matey

They said I have run my account well / No going over my overdraft / No returned Direct debit / No multipal withdraws so they said my behaviour score will be quite good. I don't think they can actually see a score, like HSBC, but they obviously have indications.

never-in-doubt

claire6hy wrote: »

thanks
ive got myself so worked up and angry and upset about it....
just trying to stay calm knowing that im being grown up

yea best way to be. At the end of the day its you who makes your daughter herself, not the absent parent. The absent parent is generally a hindrance (in my opinion only).... if he messes with her routine then next time he rings you say NO! If he gets funny then record the call and tell him you'll hear from your solicitor in due course and remind him the courts will not award custody to an absent parent who does not pay towards their upkeep.....

Look at this: http://www.csa.gov.uk/en/about/faq/changes-to-child-support.asp

OR

Look at this: http://news.bbc.co.uk/1/hi/uk_politics/7702930.stm

They are having a no sh@t approach and playing dirty in order to make them start commiting to paying!!!

Google 'the new csa' and see for yourself.

Official site is now here: http://www.childmaintenance.org/

HTH :rolleyes:

never-in-doubt

Innocent_Guy wrote: »

They said I have run my account well / No going over my overdraft / No returned Direct debit / No multipal withdraws so they said my behaviour score will be quite good. I don't think they can actually see a score, like HSBC, but they obviously have indications.

Yea that sounds about right mate..... although i'd avoid using barclays personally lol

Innocent_Guy

never-in-doubt wrote: »

Yea that sounds about right mate..... although i'd avoid using barclays personally lol

Don't have a bad word to say about them! HSBC are good aswell but shAbbey are useless.......

cifpower

Innocent_Guy

cifpower wrote: »

Pic?????????

never-in-doubt

Innocent_Guy wrote: »

Don't have a bad word to say about them! HSBC are good aswell but shAbbey are useless.......

I love HSBC -barclays have a lot of bad press mainly cos of reducing limits etc..... they got too big too soon.

Here: http://en.wikipedia.org/wiki/Barclaycard

claire6hy

never-in-doubt wrote: »

yea best way to be. At the end of the day its you who makes your daughter herself, not the absent parent. The absent parent is generally a hindrance (in my opinion only).... if he messes with her routine then next time he rings you say NO! If he gets funny then record the call and tell him you'll hear from your solicitor in due course and remind him the courts will not award custody to an absent parent who does not pay towards their upkeep.....

Look at this: http://www.csa.gov.uk/en/about/faq/changes-to-child-support.asp

OR

Look at this: http://news.bbc.co.uk/1/hi/uk_politics/7702930.stm

They are having a no sh@t approach and playing dirty in order to make them start commiting to paying!!!

Google 'the new csa' and see for yourself.

Official site is now here: http://www.childmaintenance.org/

HTH :rolleyes:

thanks have been reading quite a bit on it, and talking to my mum, as she had problems with getting money from my father for years and years....

at the end of the day ellie is ok, so im ok...